Back to being a DFW .. 13 months to do it ..

fredandwilma

Hiddenidenity wrote: »

So debt stands today at
£2800 (friend 1)
£1200 (friend 2)
£1200 (friend 3)

Hiddenidenity wrote: »

Oh and just to add the 5K isnt what I've actually borrowed more than half that is interest payments ie. the £2800 was for £1400 I borrowed to move. £1200 was a £500 borrowed and same for the other £1200.

With " friends " like yours, who needs enemies?

With an apr of 120%, that's marginally worse than a payday loan company.

Hiddenidenity

fredandwilma wrote: »

With " friends " like yours, who needs enemies?

With an apr of 120%, that's marginally worse than a payday loan company.

Probably but there friends and helped when I needed it I offered the extra they didnt ask

Jox

oh,you shouldn't be so generous, thats a massive interest rate, you have children, that money should be for them.... 50 quid would've been enough to pay on top of the loan!

Hiddenidenity

I know, its the only way I could get the money though, and I was desperate.

Jox

If they're really friends they would be happy with 50 or 100 extra not 700 from a single mother.

Anyway, we do what we have to do (I'm not judging )

Hiddenidenity

Thank you

It saved me in the long run of alot more expense, and allowed me to pay the £100 a month so I wasnt short and scrimping like I was this time 12 months ago iykwim? so in the long run yes it is alot of extra but better than where I'd have been if I hadnt borrowed if that makes sense Xx

Hiddenidenity

Morning all hope all is well?

Todays plan is cleaning, dropping the kids over at my sisters, probably more cleaning why I have no kids here

Hoping for a NSD today.

beanielou

:eek: to the cleaning!!

Hiddenidenity

Its the only think that passes time and keeps me from putting the heating on :rotfl::rotfl: Saying that I just put it on

Not a NSD just nipped for bottles of water, becuase our waters running a horrid brown why they seem to be fixing a huge leak. Yep a huge leak thats now helping the [STRIKE]puddle[/STRIKE] river outside my front door all the way up the hallway :mad::mad:

Anyway spent on water/chippy/sweets for the kids (naughty daddy!! Remind me not to send him in again)


Its that time of year again to make a list of Xmas presents needed! Hate hate hate this time of year

Hiddenidenity

Morning all hope all is well?

A small payday today (I get money Tues/Thurs every week then montlhy too) Anyway no debt being paid becuase one of my mobile bills came out and it was £93 :eek::eek: expensive mistake there!! I do have 2 contracts becuase I use alot of minutes so ones £15 a month my "main" one, and a sim only I swap to when I run out of mintes thats £7 month becuase with quidco and the monthly bill of both worked or cheaper. Anyway I went over by 233 minutes :o Expensive lesson learnt!

So today is going to be a NSD. No food shop needed as did it Tuesday (waiting on £11.70 being redfunded for stupid subs I recieved)