Applying for 2 Credit Cards at once

jen245

I did it last year with Halifax and Natwest. I applied for the Natwest one first, then the Halifax one a few minutes after, got them both with decent limits

lockheed

RichL74 wrote: »

Yes that is correct, a soft search only unless you click to accept the quote.

Does it mean I can do it unlimited number of times without any negative effect?

If so, it's a good alternative to Experian or Noddle.

PS
What credit rating agencies are being checked by Tesco, Hallifax/BoS and Nationwide?

RichL74

No way its not a substitute for either of those! All it tells you is if you are a suitable 'bet' for a Nationwide card, I wouldn't use the soft search option as indication of how any other credit company would rate your credit worthiness as.

Nationwide use Experian for searches but report to them and Equifax each month for your actual credit account, I dont know about the others.

Gromitt

lockheed wrote: »

Does it mean I can do it unlimited number of times without any negative effect?

I wouldn't. Its not recorded at the CRAs, but you can bet its recorded internally. I know someone who used such a system and got offered £1500. The next day they decided to accept it so filled in the details again and got offered £950, so went elsewhere and got offered 2K.