SOA...it's worse than I thought :(

ViolaLass

tbourner wrote: »

Says she's already got one.

Sorry, I'm very tired, not paying enough attention.

DMPhereIcome

Kantankrus_Mare wrote: »

You could make that £20 on wine go for six weeks rather than 4

3 bottles of plonk from asda for a tenner or cheap wine from aldi or lidl can work out at even £9 for three.

To make it go even further....you could have a go at making your own!!

A kit i occasionally buy for £20 makes 26 - 30 bottles!!

Not as good as the real plomk I agree but needs must

just seen your avatar... I think we may be kindered spirits...or "vinos"? As amazing as homebrewing sounds, and very MSE, 26 - 30 bottles of wine would be a disaster in my house...I'm best not having it, then I don't drink or miss it...(except on Friday's when I NeedNeedNeed it!)

DMPhereIcome

ViolaLass wrote: »

Sorry, I'm very tired, not paying enough attention.

I don't blame you for missing that info within all the waffle I'd produced...

your response is much appreciated...:) thank you

heartbreak_star

DMPhereIcome wrote: »

except on Friday's when I NeedNeedNeed it!

Noooo you don't! Seriously, I went from a 5-bottle a week demon to no drink at all once I discovered how many calories are it it!! :eek:

If you do fancy it now and again, £5 is pretty expensive - Sainsbury's do a lower-alcohol (7%) box wine for £6, equivalent of about 3-4 bottles fridge it and make it last the month.

Good Luck!

HBS x

iris

DMPhereIcome wrote: »

water is a difficult one, I'm on rates and pay separately for the shared sceptic tank. My water rates are only £28 per month, I have a lodger so two adults showering, washing up, toilet flushing and lots of clothes washing means I'm not sure a meter would be better. The drainage/sewer costs last year were £235 per year, I've just had this years bill and it's £399!!! (which, unsurprisingly, I don't have!)

I don't post here very often, but this struck me as wrong.

If you have a septic tank then you shouldn't be paying drainage/sewerage charges. You should only pay for your actual water usage.

Does your water company know you have a septic tank?

We have a septic tank and only pay for the water we use. We are on a meter and our monthly direct debit is £4 for water only. We are 2 adults at home 24/7, we have a dishwasher and washing machine and only take showers.

I would suggest ringing your water company and asking why they are charging you for sewerage. They may need to come out to your property to confirm you have a septic tank, but this should greatly reduce your bill.

If your water company confirms the above, then you 'should' be able to claim back any sewearge charges.

Good luck

lemonpopsicle

iris wrote: »

I don't post here very often, but this struck me as wrong.

If you have a septic tank then you shouldn't be paying drainage/sewerage charges. You should only pay for your actual water usage.

Does your water company know you have a septic tank?

We have a septic tank and only pay for the water we use. We are on a meter and our monthly direct debit is £4 for water only. We are 2 adults at home 24/7, we have a dishwasher and washing machine and only take showers.

I would suggest ringing your water company and asking why they are charging you for sewerage. They may need to come out to your property to confirm you have a septic tank, but this should greatly reduce your bill.

If your water company confirms the above, then you 'should' be able to claim back any sewearge charges.

Good luck

I'm definately not an expert,but could that payment be to another company for emptying / servicing it? Seems like a huge amount of money :eek:

GraceJamesMum

Hey, just wanted to say hi and good luck with the debt busting!

Agree about the wine :beer: - I've started to limit myself to one bottle over Friday and Saturday and Asda do 3 for £10 - the quality aint that bad - give it a go, if you don't like them, you don't have to buy them again!

Shall pop in regularly to wish you well!! x

sharronej

On the wine front if you looks for the letter D.O.C or I.G.T on the labels - usually it's the full words but it's in Italian and I can't spell it, it means that the wine has been through a quality assurance scheme and we've never had one that we don't like when we look for that.

quintwins

In the nicest possible way, you seem to want to cling onto alot of things.However you are in debt and it's just going to get worse.

You could easily cut £100 off your grocery budget(you soend more than me and there is 5 of us) give your son a good pack lunch thats another £55, cut your wine intake and budget and take it from your grocery budget and you have another £20 thats , get a dry cut for less than £10 and a pair of cheap clippers and you'll have another £15, thats £200 already, with very little hardship like no wine or no hair cuts at all.

Can you talk to family and see if they will wait a while on there £50? you really need to throw as much as posisble at that capital one.

Also another thing i noticed is you have oil, do you have to fill a tank? do you have a full tank right now? i know i do and it's £600 a pop but that does us a year as we don't use it in summer, now this really is robbing peter to pay paul but if you could put that money to your debts for now, once you've paid a few debts you will ahve more coming in each month.

Is it possible to get a 0% card for your capital one?

iris

lemonpopsicle wrote: »

I'm definately not an expert,but could that payment be to another company for emptying / servicing it? Seems like a huge amount of money :eek:

We have our septic tank emptied about every 5 years (really just to be on the safe side). If used correctly i.e. no wipes etc flushed down, it shouldn't need emptying very often at all. The cost is about £50 per time. Our local farmer empties ours for about £30.

There definitely seems to be something not quite right here.

Septic tanks do not need servicing. We have had septic tanks, both bottle and brick built types, for 35 years+.