We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
SOA...it's worse than I thought :(
Comments
-
I bought some hair clippers for £25. The last set I had lasted 6 years, and saved me around £8 per haircut. Not brilliant for you but good idea for your lad.Trev. Having an out-of-money experience!
C'MON! Let's get this debt sorted!!0 -
You thought of a spending diary ?
spending diary starts tomorrow, I thought I knew where it all went but clearly not!
£55 child related expenses is school dinners , for a five week month, again a slight overestimate (I haven't even included his swimming lessons which are only for this term)... there are so many 'bits and bobs' to pay for with kids!
even if I chopped back everything I don't think I could find around £300 per month. I don't have much left to sell as ebay kept my head above water last month...Current Debt £lots
First Debt to Shift - Creation £391.14
Debt Free Date - [STRIKE]May[/STRIKE] April 2015...and counting :cool: 31.15% paid :T0 -
Deep_In_Debt wrote: »Your water looks high...have you looked into a water meter? I saved over £20 per month initially and saving even more now.
water is a difficult one, I'm on rates and pay separately for the shared sceptic tank. My water rates are only £28 per month, I have a lodger so two adults showering, washing up, toilet flushing and lots of clothes washing means I'm not sure a meter would be better. The drainage/sewer costs last year were £235 per year, I've just had this years bill and it's £399!!! (which, unsurprisingly, I don't have!)Current Debt £lots
First Debt to Shift - Creation £391.14
Debt Free Date - [STRIKE]May[/STRIKE] April 2015...and counting :cool: 31.15% paid :T0 -
And before anyone else asks about my entertainment budget of £20....that equates to 1 x £5 bottle of plonk each friday (hoping it's a four week month)...or blow the lot on half a takeaway round my mates house...that's as exciting as it gets I'm afraid...and I'm clinging on to it with dear life!Current Debt £lots
First Debt to Shift - Creation £391.14
Debt Free Date - [STRIKE]May[/STRIKE] April 2015...and counting :cool: 31.15% paid :T0 -
I will have a look at cheaper haircuts definitely...especially as the greys are coming through and I certainly can't afford a colour too :eek:
I swear my hair only started turning when I got the first barclaycard statementCurrent Debt £lots
First Debt to Shift - Creation £391.14
Debt Free Date - [STRIKE]May[/STRIKE] April 2015...and counting :cool: 31.15% paid :T0 -
Your income isn't bad at all so its certainly possible to reduce your debts. Your grocery bill can certainly come down a little bit
The Great Declutter Challenge - £8760 -
You could make that £20 on wine go for six weeks rather than 4
3 bottles of plonk from asda for a tenner or cheap wine from aldi or lidl can work out at even £9 for three.
To make it go even further....you could have a go at making your own!!
A kit i occasionally buy for £20 makes 26 - 30 bottles!!
Not as good as the real plomk I agree but needs mustMake £10 a Day Feb .....£75.... March... £65......April...£90.....May £20.....June £35.......July £600 -
Could you get a lodger?0
-
Could you get a lodger?
Says she's already got one.DMPhereIcome wrote: »I have a lodger so two adults showering, washing up, toilet flushing and lots of clothes washing means I'm not sure a meter would be better.Trev. Having an out-of-money experience!
C'MON! Let's get this debt sorted!!0 -
retepetsir wrote: »Your income isn't bad at all so its certainly possible to reduce your debts. Your grocery bill can certainly come down a little bit
Thank you...it is "certainly possible to reduce" my debts...I'd forgotten that! maybe I should stop panicking?!Current Debt £lots
First Debt to Shift - Creation £391.14
Debt Free Date - [STRIKE]May[/STRIKE] April 2015...and counting :cool: 31.15% paid :T0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards