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October 2012 Grocery Challenge
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Pearla*Merle - well done on a successful month!
Thanks everyone for the compliments on the pictures
No spend day today as planned! Made chicken fajitas for dinner with my home made wraps and the chicken I marinaded overnight, so tasty.Part time working mum | Married in 2014 | DS born 2015 & DD born 2018
https://forums.moneysavingexpert.com/discussion/6542225/stopping-the-backsliding-a-family-of-four-no-longer-living-beyond-their-means/p1?new=1
Consumer debt free!
Mortgage: -£128,033
Savings: £6,050
- Emergency fund £1,515
- New kitchen £556
- December £420
- Holiday £3,427
- Bills £132
Total joint pension savings: £55,4250 -
Another £92.84 so far, with a Tescos stock-up shop and veg box in there so total so far this month £165.87/£200.0
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I'm just popping in to report a supermarket spend of £38.95
Fingers crossed this was the final grocery shop of the month (just another small fruit and veg shop at the market next Saturday and I'll be under-budget but I'll reserve celebrating till it's the 31st!).MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.0 -
£13.52 in farmfoods and £3.50 in sainsburys this week.
payday on thurs but still need to buy some fruit n milk.
but im under my budget that i set! woo hoo!! :j:j:j:beer:
am also starting to look at buying my own place :eek: so have decided to eat everything in freezer and stock cupboards. i seem to have a lot of noodles and rice so went to farm foods and bought some frozen sliced mushrooms n onions n beef strips n seafood mix thing to make stir fry noodles/noodle soups/rice dishes etc. hopefully this plan works as only want to be moving kitchen ware and herbs/baking stuff/condiments rather than a whole stock cupboard..... if that makes sense!
operation empty cupboards/freezer begins today!! :rotfl:0 -
Hmm - this month has been unsuccessful. But we are still spending a lot less than we were a few months ago - and I definately think £300 is doable for us - just a few hiccups along the way this month.Onward and upward - with the odd step to the side
November GC £255/£3000 -
I'm here until Sunday, then I'll move to November
NSD for me today - I've cleaned the bathroom, done the washing, and sorted through all my drawers and made some room at last!
I now have a pile of old sock and tights etc. to get rid of and some trousers to go to the charity shop.
Weekly shop tomorrow, after visit to asthma nurse first thing2025 Fashion on the ration
150g sock yarn = 3 coupons
Lined trousers = 6 coupons ...total 9/66 used
2 t-shirts = 8 coupons
Trousers = 6 coupons ... total 23/66
2 cardigans = 10 coupons
Sandals = 5 coupons ... total 38/66
Nightie = 6 coupons
Sandals = 5 coupons ... total 49/660 -
Good morning,
I'm having a debate with myself over the best way to budget for the month... Or more specifically, when to start my month from.
My main income is now my bursary which is paid on or around the 10th every month. I still work part time, so still receive a smaller pay on the last Thursday of the month.
I'm thinking it might be sensible to wait until the 10th, as when my pay goes in, there is every chance it might need to be left for direct debits etc. coming out on the first.
I think I'll carry on, and start my November budget on the 10th. I think also that since I managed to buy a fridge freezer this month with my budget, I should be able to reduce it by a fair bit :-)Sometimes lurking, sometimes posting, but always flying
You are supposed to be the leading lady of your own life, for God's sake! - The HolidayDFW :idea: August 2013... Debt total £15,475.56 - Jan 15 £11,738.66 - DEBT FREE by 2015Feb GC £48.02/£250 (£201.98)I will declutter my house and debts
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Morning,
Small spends yesterday on fish sauce and red Thai curry paste.
Meals -
Mon - prawn red Thai curry
Tues - shepherds pie with chard green beans and gravy
Wed - burger, chips and salad
Thurs - smoked haddock baked in tomato and pepper sauce, veg and roastie's
Fri - ??
Sat - meal out for DH bdayGC Mar 11 £437.08Apr 11 £459.26 May 11 £485.52 June 11 £423.79July 11 £409.22 Aug 11 £250.10Sept 11 £396.14Oct 11 £382.37Nov 11 £372.55Dec 11 £332.29 Jan 12 £375.19:Feb 12 £349.58Mar 12 £279.66Apr 12 £249.12May 12 £337.66/Jun 12 £362.58/Jul 12 £317.03/Aug 12 £354.02/Sept £439.72/Oct 12 £210.160 -
Good morning,
I'm having a debate with myself over the best way to budget for the month... Or more specifically, when to start my month from.
My main income is now my bursary which is paid on or around the 10th every month. I still work part time, so still receive a smaller pay on the last Thursday of the month.
I'm thinking it might be sensible to wait until the 10th, as when my pay goes in, there is every chance it might need to be left for direct debits etc. coming out on the first.
I think I'll carry on, and start my November budget on the 10th. I think also that since I managed to buy a fridge freezer this month with my budget, I should be able to reduce it by a fair bit :-)
Well done on buying the friddge frezer out of the budget. and I think it is wise to stick to the 10th leaving a buffer for direct debits.Slimming World at target0 -
[QUOTE=Save Dosh;
NickiSue - you could keep the budget the same, with the view to reducing it, and bank whats left for xmas[/QUOTE]
Thank you! That's a cracking idea, thank you. It might be that the saving isn't huge so it saves me going under-budget.MSE-ing since 20070
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