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Natty's Kicking her Mortgage in the Pants Diary

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Comments

  • Have a fab weekend Natty :D
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Today's food diary entry:

    Banana
    Nectarine
    Cherries
    Scrambled egg & cherry tomatoes on toast
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • nattypants
    nattypants Posts: 2,577 Forumite
    Hurray for forum being back up :T

    As it's FLW on fleabag, I have lazily relisted my previous unsold items, and will enter the garage tomorrow to see if I can move the ikea wardrobe out and photograph for possible sale, perhaps will find other 'treasures' also more suitable for fleabag than car boot:p

    *neither other wardrobe nor bed frame despite being paid for have been collected yet*

    Confession Time
    I have inadvertently made the school girl, cardinal sin error of paying a whack of my credit card, and using it for purchases as I had run out of cash. Anyway stupidly, stupidly, stupidly I had ignored the previous two statements - as I adopted the mindset of "I'm paying a whack, so when I do open up it will be a more palatable outstanding balance...." you can guess what's coming next can't you? :o

    My annoyance (apart from my sheer stupidity:mad:) is the 0% expires in November, and I will be unable to pay the whole amount by then, as my money is allocated for;
    son's 21st, car service, car insurance, house insurance and road tax.

    One very tightly tightened belt coming up until the end of the year.

    Help...can't breath........:cool:

    Naughty Natty :(
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Radish72 wrote: »
    I wonder if this diary will ever be about OP'iing the mortgage :D

    Ignore them Natty, I need someone to keep me company when they are all MF.
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    ajmoney wrote: »
    Ignore them Natty, I need someone to keep me company when they are all MF.

    I'm aiming for Aug 2022 as well so will be here for a while, currently sitting at Dec 2024 on the big bit and Aug 2027 on the little bit
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • With all the lady gym activities you won't want to eat, your body will be a temple so you'll give up booze and the 'free'd up' cash can go on the credit card :T

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • ajmoney
    ajmoney Posts: 6,466 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Radish72 wrote: »
    I'm aiming for Aug 2022 as well so will be here for a while, currently sitting at Dec 2024 on the big bit and Aug 2027 on the little bit

    Officially Feb 2030 on the small bit, Nov 2029 on the big bit. My payment plan has us on track for Dec 2023 on the big one...We shall see.

    Working away and haven't had much time to post but have still been keeping my diary which I am glad about as I am having a bad bloating session so hoping I may see a pattern. Doesn't help that my diet has been rubbish today!
    MFW 2025 No. 7 £1130/£1200
    MFiT-T7 No. 6 £2873.51/£30,000
  • HelenDaveKids
    HelenDaveKids Posts: 3,177 Forumite
    Part of the Furniture Combo Breaker Mortgage-free Glee!
    Bless you Natty. If it makes you feel any better I have completely blown virtually all of my meagre savings on Florida large deposit and still need to pay for remainder / park tickets / parking / insurance / car hire as well as spending money so like you will be winging the next few months. I may have slightly overstretched our future wages however I am not changing my OPs even if I have to cancel Christmas. Just hoping when they take my over paid wages we can still afford to eat!
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • nattypants
    nattypants Posts: 2,577 Forumite
    ajmoney wrote: »
    Ignore them Natty, I need someone to keep me company when they are all MF.
    Radish72 wrote: »
    I'm aiming for Aug 2022 as well so will be here for a while, currently sitting at Dec 2024 on the big bit and Aug 2027 on the little bit

    Thank you both, however I fear that I may bring a whole new meaning to the term 'long haul'.

    I really am so annoyed with myself and need to climb out of the financial messy treacle :(

    On the plus (there's always got to be a plus:D), I am very, very, very lucky that the light is shining in the distance (the distance currently being 2028 ;))
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • nattypants
    nattypants Posts: 2,577 Forumite
    With all the lady gym activities you won't want to eat, your body will be a temple so you'll give up booze and the 'free'd up' cash can go on the credit card :T

    Tilly x x

    Unfortunately tilly, the masterplan of giving up wine was in place prior to this small oversight/shortsight/no sight :( I will have to come up with a MASTER masterplan :p
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
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