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Matt's mission to be MF!

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  • icklehelen
    icklehelen Posts: 355 Forumite
    Part of the Furniture 100 Posts PPI Party Pooper
    Happy Birthday Matt!

    birthday-cake.gif
    Total OPs 2012 - 2019 £39744.75
    Target 2020 £18500/£18500
    01/05/2020 MORTGAGE FREE
    MFiT-T4 #03 MFW2019 #3
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Happy Birthday Matt :T.






    "skulks off to open a Vegas savings account" :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Fliparoo
    Fliparoo Posts: 108 Forumite
    Part of the Furniture Combo Breaker
    Hi,

    I've just read your diary - started as something to read over lunch, but I've read the whole thing! You have made a massive difference already, congratulations on OP'ing over £10k already! Quite inspirational.

    Happy Birthday too!

    Fliparoo
  • Wow, thanks everyone!

    Especially thanks to Fliparoo for taking the time to read all the diary. Thanks for your great reaction to it.
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Happy Birthday Matt :beer:. Hope you have had a good day.
    My Husband is the same age as you and he wants a new (second hand) car for his BIG 40 next year, he can but hope :rotfl:!
  • Hi Sweetdaisy

    Thanks for your kind words. I had a nice quiet day by birthday standards. It was really nice not doing very much, had my buddy round in the evening. So was a good day. Yesterday took the boys to a Party in the Park to mark a church's 150th year. We all had fun doing the games, everything was free as well.

    I guess we won't mention about certain VW vans to your OH then?
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • Its been a bit of a tough last couple of months for making OP's. As there seems to be no end of things that require to either be done or be spent on to stop me making any payment. Firstly my earning is down on normal but is still about right for the time of year. Its now starting to pick up again, so I can see me being able to start doing the little OP's to keep me ticking along. Secondly, we are slowly doing the garden up with a new decking, this has cost about £1k so far with probably the same to come. I know I'm not paying for labour as my builder mate has donated his days in exchange for partly paying for his car that he's had off me. My ebay and car bits sales money has been partly used for everyday living and also to buy a nice load of camping tables and shelving, at least it didn't cost us from our normal accounts.

    A couple of bright points on the horizon to come- My workmate is going to pay me the money owed to me for my car (mk2 Golf gti) he has now taken off my hands. Approx £700. And I'm slowly working through my receipts to sort out the end of year accounts. I can see roughly £2-2.5k coming back to me. Both of these would be OP'd.

    While I've been on here, I opened a new PC window and OP'd £40 just to get back into the little and often way of thinking.

    I've rambled on long enough now, must have immsonia! Wide awake at 1:30 with a 6:00 alarm for a busy day. Too many thoughts and ideas rushing around inside the brain!!! Grrr, go to bed me! Night all!
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • Still here!!!!

    While I've been awake still, I looked and found £75 in my Paypal. Moved it over to my bank account and have also OP'd it. Amazingly quick transactions at this time of day! I may have to do this more often.
    Mortgage at Highest- £126.995 Aug 2006
    Mortgage- (Lightbulb moment, Sep 12) £95,571. (Jul13) £92,616 (Oct14) £88,224
    OP Since Sep 12- £11,401.13, currently £8,416
    Original Finish Date- Aug 2032
    Target Date Aug 2020 :D
  • nattypants
    nattypants Posts: 2,577 Forumite
    Only four days late to say - HAPPY BELATED BIRTHDAY MATT LE CHIPPY;)

    That's great news having £££s returning to you, that mortgage is gonnabeagoner in no time at all:D

    Enjoy your day

    PS can't help but notice that you've failed to lay MY decking. Again.
    February13 - £74990 (or thereabouts)
    MND - Let's go for 2020 'cos it's got a nice ring to it:D
    C'mon nattypants:cool:
  • sweetdaisy
    sweetdaisy Posts: 1,249 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Sweetdaisy

    Thanks for your kind words. I had a nice quiet day by birthday standards. It was really nice not doing very much, had my buddy round in the evening. So was a good day. Yesterday took the boys to a Party in the Park to mark a church's 150th year. We all had fun doing the games, everything was free as well.

    I guess we won't mention about certain VW vans to your OH then?

    Hi Matt

    DH is changing his mind all the time! He would love to get a VW Transporter, but at the moment he likes the look of Audi's.

    Congratulations on 'finding' all those overpayments and great news that you will get your £700 for your car - keep at it you are doing well :T.
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