Mysterious payment "Q"

opinions4u

innovate wrote: »

Surely you know whether you deposited a cheque? Somebody like the HMRC wouldn't send a cheque made out to you to your bank.

They do.

Most annoying job of the morning in a big branch.

Opening dozens of items of post under dual control, listing cheques individually and then waiting for the part-time cashier to come in to free somebody up to credit them to the customers' accounts.

Took an age.

I didn't realise Halifax still had the old "Q" notation for cheques though. I thought Lloyds would have killed that off last year.

innovate

I stand corrected!

Was just going by common sense, and by what the OP reported:

ktm520sx wrote: »

They normally pay these by transfer which would show as Hmrc

Sounds amazingly inefficient to use cheques, but there we go.....

_Andy_

xiox wrote: »

I've received a mysterious deposit to my Halifax account with the description "Q" and type of "DEP". It doesn't seem to have cleared yet.

Does anyone know what this might be?

I'm expecting a refund from HM Revenue & Customs, but the Q description seems a bit strange and wouldn't a bank transfer clear immediately?

Why not just ring them and ask?

ktm520sx

I did. Also giving the banks answer and answering the question.
As they normally pay it by bank transfer as I stated.
I presumed people would know Hmrc already have my bank details. Inneficient? Yes.
Hmrc. Yes.:D

ktm520sx

innovate wrote: »

Surely you know whether you deposited a cheque? Somebody like the HMRC wouldn't send a cheque made out to you to your bank.

Considering how many posts you have made and how many thank yous you have. Surprising answer.

Advice.

YOU
Try reading a post before attacking a newbie who joined just to help answer a question.

innovate

ktm520sx wrote: »

Considering how many posts you have made and how many thank yous you have. Surprising answer.

Advice.

YOU
Try reading a post before attacking a newbie who joined just to help answer a question.

I always try to surprise

Sorry if you thought I attacked you, that was certainly not my intention.

xiox

It turns out it was an HMRC cheque. Who knows why they post them to banks rather than doing a direct transfer.

alanq

We often read of electronic payments being made with the wrong account number. The systems do not check the name on the account. Perhaps sending a bank a cheque saying "please credit account number n of Mr. x..." places the onus on the bank to check that the account in question belongs to Mr. x.

jennifernil

HMRC have been making these repayments by cheque to your bank for a few years now.

It does say on the SA form that that is what they will do if you fill in your bank details.