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No Co-op. What now for imminent BRs?

Changling
Changling Posts: 18 Forumite
in Bankruptcy & living with it
What a shocker. Just when you're getting all your ducks in a row, Co-op stops the BR friendly account.
Can anyone help re BR basic accounts now please?
I owe big lumps of money to Barclays, and will be going BR next month.
My head's in bits over this.
Thanks
Changling
Changing my life for a better one!
:wave:
«134

Comments

  • debtinfo
    debtinfo Posts: 7,012 Forumite
    Hi changling, barclays will give you an account, but it is wise not to open it until the day after the bankruptcy
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • Loopy1
    Loopy1 Posts: 223 Forumite
    My DH is the same. Barclays is not the preferred choice as I hear it offers no kind of online banking and therefore is pretty no good to him
  • Stepup
    Stepup Posts: 16 Forumite
    Well there isn't a choice now. It's that or nothing. Unfortunately.
  • PippaGirl_2
    PippaGirl_2 Posts: 2,218 Forumite
    Loopy1 wrote: »
    My DH is the same. Barclays is not the preferred choice as I hear it offers no kind of online banking and therefore is pretty no good to him

    According to this you can manage the account online. I've not heard from anyone with one though. It would be interesting to hear from someone using one as to how up to date the online system is. It might actually be better than a Cashminder with Co-op.
    "Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama
  • debtinfo
    debtinfo Posts: 7,012 Forumite
    barclays withdraw the online services for bankrupts
    Hi, im Debtinfo, i am an ex insolvency examiner and over the years have personally dealt with thousands of bankruptcy cases.
    Please note that any views i put forth are not those of my former employer The Insolvency Service and do not constitute professional advice, you should always seek professional advice before entering insolvency proceedings.
  • BR_noob
    BR_noob Posts: 20 Forumite
    Well I'm currently preparing for BR in about a month...Currently bank with NatWest and I don't owe them any money...would I just be able to continue with them?
  • PippaGirl_2
    PippaGirl_2 Posts: 2,218 Forumite
    No they don't accept BR
    "Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama
  • PippaGirl_2
    PippaGirl_2 Posts: 2,218 Forumite
    debtinfo wrote: »
    barclays withdraw the online services for bankrupts

    Oh. Then the loss of Cashminder is going to be an enormous blow. I am now really thankful this happened after I went BR and got mine.
    "Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama
  • rachelonna
    rachelonna Posts: 85 Forumite
    I'm no expert on the matter, but Natwest do a basic current account that simply does not credit check you, and therefore they may be ok? I don't know however if they will ask you about the bankruptcy
  • BR_noob
    BR_noob Posts: 20 Forumite
    Yes I had the basic NatWest 'step' account, but they changed it so you can only use certain cash machines...I called to moan and they upgraded me to 'advantage gold' account that costs £8 a month. I have never borrowed from NatWest and have banked with them a few years now. I was hoping they'd just leave me be if I went BR! Too much to ask I suppose :/
This discussion has been closed.
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