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Santander credit card guaranteed acceptance??!

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  • Just a word of warning with the Santander Credit Card Online banking, if you pay by direct debit, make sure they are taking the money each month. I had a problem for 5 months where I had to keep phoning up, because even though the direct debit was set-up they weren't taking the money.

    Every month I had to get late fees revoked and delete the DD and get it set-up again. Most annoying thing was the fact I was paying from a Santander current account!

    I also had to get my credit report amended to remove any late payments. I got about £75 credit from them all in all, but just a word to be wary as for the first few months the DD worked fine and then just stopped.

    Also, online payment can be dodgy as well!
  • Thanks Angela I usually pay via Internet banking so I can see if it hits their account my old cap one card accepted faster payments so was usually on my account in 24 hours
    Isn't the knowledge that comes from experience more valuable than the knowledge that doesn't?
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