Amazon mastercard advice

shadowdogg

Hi,

My mother currently has a tesco credit card and it is quite good, no real complaints but you can get £10 Amazon credit for spending £1000, and she usually just uses it anyway on the card and then just pay it off when her wages come through at the beginning of the month.

So my question would be, as she would still need her tesco credit card temporarily until the new one is fixed, is there any damage that can be made by having 2 cards for a month or two until the Amazon mastercard is properly set up? Or would there be too big damage if it was rejected?

Also, is it possible to change to paper bills? My mother isn't exactly tech savy and I don't think she would like the idea of having to completely rely on me every month. I presume any points accumulated by the tesco credit card would not be void too?

Thanks for your time.

Fruit_and_Nut_Case

Just a thought... You say that your mother isn't exactly tech savy. How does she plan to use the Amazon credit?

Eydon

shadowdogg wrote: »

you can get £10 Amazon credit for spending £1000

I thought it was £10 per 1000 loyalty points.

You get 1 loyalty point for every £1 spent at Amazon, but it's only 1 point per £2 spent anywhere else.

So unless you spend lots on Amazon there are better deals out there.

Where does your Mum do most of her shopping?

Rufus_Dufus

Eydon wrote: »

You get 1 loyalty point for every £1 spent at Amazon, but it's only 1 point per £2 spent anywhere else.

So unless you spend lots on Amazon there are better deals out there.

It's 2 points per pound spent at Amazon and 1 point per pound spent elsewhere.

OllyM

Eydon wrote: »

I thought it was £10 per 1000 loyalty points.

You get 1 loyalty point for every £1 spent at Amazon, but it's only 1 point per £2 spent anywhere else.

So unless you spend lots on Amazon there are better deals out there.

Where does your Mum do most of her shopping?

It's changed now, you get 1 point per £1 spent everywhere and 2 points per £1 spent on Amazon, so 1% cashback on every day purchases and 2% on Amazon purchases.

Eydon

OllyM wrote: »

It's changed now, you get 1 point per £1 spent everywhere and 2 points per £1 spent on Amazon, so 1% cashback on every day purchases and 2% on Amazon purchases.

Happy to be corrected, but I've just got this from the Amazon website...

"Accruing Points Each Cardholder may earn Amazon.co.uk rewards points ("Point(s)") by using the Amazon.co.uk MasterCard to make eligible Card Purchases. You will earn 1 Point for every £1 of Card Purchases made on the Amazon.co.uk website, and 1 Point for every £2 of Card Purchases made anywhere else.".

How recently did it change - perhaps Amazon haven't updated their T&Cs.

OllyM

Eydon wrote: »

How recently did it change - perhaps Amazon haven't updated their T&Cs.

It's not really a recent change - they have updated the main landing page:

http://www.amazon.co.uk/gp/cobrandcard/marketing.html

Earn 2 Loyalty Points for every £1 spent at Amazon.co.uk and 1 Loyalty Point for every £1 spent elsewhere - That's double the earn rate of our previous card, so you can earn Gift Certificates even faster²

And the terms linked to on that page say the same:

1. Accruing Points. Each Cardholder may earn Amazon.co.uk rewards points ("Point(s)") by using the Amazon.co.uk MasterCard to make eligible Card Purchases. You will earn 2 Points for every £1 of Card Purchases made on the Amazon.co.uk website, and 1 Point for every £1 of Card Purchases made anywhere else. Points will start to accrue from the day your first Card Purchase is posted to your Amazon.co.uk MasterCard account ('Card Account'). Points that you have earned will be shown on your monthly statement for your Card Account ("Statement"). The Rewards Website also will show your available Points earned from card purchases after the transaction is posted to your Card Account. Any Points will accrue as on the date a Card Purchase is posted. Accrued Points may be reversed if the Card Purchase is later reversed or invalidated. If, in a Statement period, the total number of Points reversed for any reason is greater than the number of Points earned, then a negative Points balance will be displayed on your Statement, and Points earned thereafter will first be applied against any such negative balance until a zero balance is achieved.

Eydon

Amazon are being clever with cookies then, because if I follow your links it takes to me a page that says 1 point per £1 on Amazon and 2 points per £ elsewhere (which is what I get - had the card for years).

Looks like Amazon know I'm a cardholder and so are automatically redirecting me to a different page. Does the landing page start with "Welcome, Amazon.co.uk MasterCard Cardholder" when you arrive?

EDIT - just tried the link in Firefox and now I can see the 2 points per £1 at Amazon and 1 point per £1 elsewhere.

shadowdogg

Fruit_and_Nut_Case wrote: »

Just a thought... You say that your mother isn't exactly tech savy. How does she plan to use the Amazon credit?

That would be at my discretion *insert evil laugh* No seriously, I just think because Tesco credit card isn't exactly that great as the points are worth so little, I would probably be getting the equivalent of £10 per month which to me seems pretty good.

So I presume you have no problems Eydon as nobody actually told me about their experience and about my questions regarding them

Questions:
* Can I change to paper bills? Does it charge?
* Anyone had issues with credit card further down the line because of rejection by 1 company?

Eydon

No problems at all. It's MBNA backed so you get the usual repeat 0% offers which is why I still have it.

Must admit 2% at Amazon and 1% everywhere else is quite good. I might cancel and re-appy 'cus I spend shedloads at Amazon

shadowdogg

Eydon wrote: »

No problems at all. It's MBNA backed so you get the usual repeat 0% offers which is why I still have it.

Must admit 2% at Amazon and 1% everywhere else is quite good. I might cancel and re-appy 'cus I spend shedloads at Amazon

Could you check the paper bill for me please? Assuming it is still the same system as the new one.