Exchanged. Wake up crying most days. Advice pls.

[Deleted User]

But depending on what is causing the OP problems, there may be no need to pull out of the sale.., it may be a suitable compromise for them to rent a property instead.., and an awful lot less costly. It sounds like the OP has had a bit of a shock with her partner (and only she will know how much the situation with her partner has caused the mental problems she reports experiencing right now), so it might be best to not make quick decisions with long term effects right now. Renting might give her time to think about what they really want to do.., without losing at least £10k at a stroke, let alone cause the upset a decision like this might cause.

I'm not one to wholeheartedly recommend long term renting, but to provide a stop gap, it could be a beneficial compromise. If needs be, excess furniture can be stored for a few months while things settle down and a way forward becomes clear. I realise the OP has said she realises how much security she gets from both her home and her job.., but I wonder how much that security is worth? If she can rent, she'd still have the larger portion of that security and it might provide valuable time to think.

I hope that the OP will be able to access counselling in her GP practice to help her through this. A lot of practices have short term counsellers. I am not saying there is.., but if its an emotionally unstable/abusive relationship.., I hope the OP will feel able to talk things over with http://www.womensaid.org.uk/page.asp?section=0001000100080002 Sometimes they can make u look at things from another, useful, angle.

Strapped

Eton_Rifle wrote: »

Only the lowest of the low would attempt to lever someone else's misery into their own cash cow.

But as you can see, there are people out there like this and I pray the buyers aren't as bitter and angry at the world as this.

Entirely depends how p*ssed off they were.

olly300

While I feel sorry for the OP with her mental health issues unless she has previously been sectioned in the last few years, there is no way the solicitor will entertain that she cannot understand the contract terms.

In terms of the FTBs accepting her compensation if they are living with their parents then she is likely to have a real fight on her hands. You see most parents protect their children regardless of their age.

The OP needs to move to a rental property in the area so she can access help from her GP. She has sold the house and needs to accept it.

In fact she should seek help from her GP on Monday morning regardless of what she decides about the house if she hasn't done so already.

bristol_pilot

Yes, you are likely to be sued if you fail to complete - for tens of thousands. Forget any idea of breaking your word and start looking for a place to rent.

rosyw

OP, a couple of years ago I was in a similar situation, suffering extreme depression, anxiety and agoraphobia following the death of my partner. I didn't WANT to sell the house but had no choice. The reality of the move was far less traumatic than I had imagined, and I am now happy (well, as happy as I ever will be) in my new place. If you surround yourself with the things that make your house "home" it is surprising how quickly you can settle into somewhere new. To be honest I think that trying to pull out of the sale now will make you far more ill in the long run, you could end up spending huge amounts of money and still be forced into selling, and your buyers are simply going to make life hell for you. I wish you luck whatever you decide to do, but really feel that you should go ahead with the sale for your own sake.

SarahJaneEileen

Hi, I feel for you. I wish someone had considered my feelings when I tried to buy my first home.......

20 years ago I was (tying) to buy my first home. We exchanged and I eagerly awaited completion, I was so excited! Moving day arrived. I had a phone call from the Estate Agent saying everything had gone through smoothly and I could pick up the key. I drove to the Estate Agents only to be told they didn't have the key and the vendor must still be at the property with the key for me.

Ok... so I drove to the property and the house was completely empty (he had moved out), there was no sign of him and the house was locked. On the window cill he had left me a card, which I think was a welcome to your new home card!

I spent the rest of that day and the next day ringing my solicitor and Estate Agents and nobody could locate him or work out what was going on. Eventually I had a phone call from my solicitor to tell me he had taken a massive loan out against the house and the building society would not let him complete until he found the extra funds. Every day for nearly two weeks I was told he was sorting it and would get the money.

Eventually I gave up and he got, what I think he wanted, as I threw in the towel.

I don't know how this was allowed to get so far but I was young and hadn't bought before so just accepted everything I was told.

I did get all me fees etc back, but this was from the solicitor (I think they knew someone had messed up for this not to be spotted).

As for compensation I was advised that it was pointless. He had no money so suing would be a waste of time and would only cause me more stress and heartache.

I got over it. Nobody died. It wasn't the end of the world. I stayed at home and saved for another year.

I don't know what your buyers situation is but please make them aware of the situation asap. I was happy to just get my fees back and not be out of pocket.

P.S. His house got repossessed eventually.

harrup

FATBALLZ wrote: »

Lol, I find that quite ironic given that the OP is of a generation that has heaped misery on todays FTBs by forcing house prices up to unprecedented highs in order to cash in themselves.

When I bought my house I had saved up £37k, why the !!!! would I want another 6 months of stress for a piddly £2.5k?

£20k isn't much in terms of today's housing costs, and £2.5k is !!!! all. Buying a house is a prolonged and stressful period however the time to mess people about (if there is one) is before you exchange contracts. If you want to pull out do it before then. If not accept that the ball is firmly out of your court and that you'll need to pay a meaningful price if you want to change the terms of the deal. Just because the buyers are FTBs does not make it any more acceptable to screw them over.

Do you KNOW the OP?

Otherwise, where in her post does it say how old she is? She could be in her 20's. Thereby making her a member of your generation, which comprises a startling amount of whiny, whingey "oh my life ain't a bed of roses and my parents and their parents had it soooooooo much easier" perpetual toddlers.

There is absolutely nothing in the OP's post which suggest that she wants to screw her buyers over. But there is much which indicates that there is a person in a very fragile mental and emotional state. Who warrants being approached with compassion & tact.

And you come across as very aggressive. You seem to extrapolate every situation and scenario to yourself.....but this isn't about YOU.

At the end of the day ist doesn't matter what any one of us thinks. The appropriate amount of compensation will be set by the court and negotiated by solicitors. All we can do is to offer some, relatively meaningless, advice and moral support to a fellow human being. With tact and sensitivity.

POPPYOSCAR

SarahJaneEileen wrote: »

Hi, I feel for you. I wish someone had considered my feelings when I tried to buy my first home.......

20 years ago I was (tying) to buy my first home. We exchanged and I eagerly awaited completion, I was so excited! Moving day arrived. I had a phone call from the Estate Agent saying everything had gone through smoothly and I could pick up the key. I drove to the Estate Agents only to be told they didn't have the key and the vendor must still be at the property with the key for me.

Ok... so I drove to the property and the house was completely empty (he had moved out), there was no sign of him and the house was locked. On the window cill he had left me a card, which I think was a welcome to your new home card!

I spent the rest of that day and the next day ringing my solicitor and Estate Agents and nobody could locate him or work out what was going on. Eventually I had a phone call from my solicitor to tell me he had taken a massive loan out against the house and the building society would not let him complete until he found the extra funds. Every day for nearly two weeks I was told he was sorting it and would get the money.

Eventually I gave up and he got, what I think he wanted, as I threw in the towel.

I don't know how this was allowed to get so far but I was young and hadn't bought before so just accepted everything I was told.

I did get all me fees etc back, but this was from the solicitor (I think they knew someone had messed up for this not to be spotted).

As for compensation I was advised that it was pointless. He had no money so suing would be a waste of time and would only cause me more stress and heartache.

I got over it. Nobody died. It wasn't the end of the world. I stayed at home and saved for another year.

I don't know what your buyers situation is but please make them aware of the situation asap. I was happy to just get my fees back and not be out of pocket.

P.S. His house got repossessed eventually.

I should think so as well.

It was their fault for telling you that you had completed when obviously you had not!!

Generali

Hi OP.

I'd try posting here if I were you:

http://boards.fool.co.uk/legal-issues-practical-51110.aspx?mid=12636308

and look out for any reply from clitheroekid, an amazingly helpful and generous lawyer.

FATBALLZ

harrup wrote: »

Do you KNOW the OP?

Otherwise, where in her post does it say how old she is? She could be in her 20's. Thereby making her a member of your generation, which comprises a startling amount of whiny, whingey "oh my life ain't a bed of roses and my parents and their parents had it soooooooo much easier" perpetual toddlers.

The OPs username is Silvelady1955. Do the maths. Although assuming you are the same generation that is probably where your problem is, along with your inability to read.

harrup wrote: »

And you come across as very aggressive. You seem to extrapolate every situation and scenario to yourself.....but this isn't about YOU.

I gave my personal view because as a recent FTB I thought it was relevant. The OP can attach whatever weighting they want to this perspective, it isn't mandatory to accept every anecdote you read on the internet as gospel.

As for being aggresive, my reponse to the OP was factual and nothing more, and I was 'aggressive' in response to some !!!!wit calling me the 'lowest of the low', and 'bitter and angry'. I reserve the right to be less that polite to !!!!! who come out with unfounded personal attacks and knobs who make stupid posts having a go at me because they are too stupid to have any basic literacy or maths skills.