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Pay Pal account - personal - help pls!

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Comments

  • Sugar_Coated_Owl
    Sugar_Coated_Owl Posts: 12,379 Forumite
    As long as you don't tick the box saying 'I accept PayPal' then it should be OK.

    What do you mean 'verified and can pay this way?'
    --><-- Sugar Coated Owl --><--

    If you believe, you will survive - Katie Piper

    Woohoo! I'm normal! Gotta go tell the cat.
  • pinkgem
    pinkgem Posts: 3,299 Forumite
    if you have a personal account and can't accept card payments then the best thing to do is not tick the box saying you accept paypal, but you can put a note saying you can accept paypal from funds already in a paypal account

    you can't tick the box saying you accept paypal and put a note saying you don't accept card payments
  • halphy
    halphy Posts: 593 Forumite
    verified, when you set up your bank account and paypal deposit two amounts into your bank, you are able to pay 'instant bank transfer' or just paypal funding.
  • glossy123
    glossy123 Posts: 257 Forumite
    100 Posts
    Well it definitely hasn't made any difference on payments I have received whether the buyer has the money in the account or not, I still get charged the percentage 3,4 + 20p for every payment. I would like to know how to get payments in without paying......:rolleyes:
  • pinkgem
    pinkgem Posts: 3,299 Forumite
    i get charged 3.4% plus 20p to receive every payment, no matter where the funds have come from - existing funds, debit card, credit card or bank account
  • pennylane99
    pennylane99 Posts: 5,783 Forumite
    1,000 Posts Combo Breaker
    if you are selling, and only have a personal paypal account, you are not allowed to tick the "I accept Paypal" box on your listing..
  • soolin
    soolin Posts: 74,970 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Also remember if you are using basic account on ebay as a seller and don't of course tick the 'I accept paypal' box then many bidders won't even see your auctions. It is possible to set up default browsing to see only auctions where paypal is accepted, as I have done.

    A premier account does charge for every single transaction you receive including those from an existing balance, but you do need to balance those fees against the sales you lose if you don't take paypal. Sometimes every single one of my auctions is paid for by paypal for weeks on end and the convenience suits me and my lifestyle. On the rare ocassions I get a cheque I usually can't get to pay it in for days, or even a week or so and end up shipping goods well before the cheque even hits my bank account, let alone clears.
    I’m a Forum Ambassador and I support the Forum Team on the eBay, Auctions, Car Boot & Jumble Sales, Boost Your Income, Praise, Vents & Warnings, Overseas Holidays & Travel Planning , UK Holidays, Days Out & Entertainments boards. If you need any help on these boards, do let me know.. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.All views are my own and not the official line of MoneySavingExpert.
  • IFA
    IFA Posts: 636 Forumite
    I did have a premier account but kept paying fees so down graded to personal account. I've just sold something on ebay for £225. So to not pay fees I need payment from funded accounts right? I don't really want to pay the £7 ebay fee and then whatever paypal fees are on top of that? I think I'm not alone in saying ebay/paypal are a complete rip off and need some stiff competition..

    I would sell items without paypal and use nochex/ moneybookers or standard cheque but people are so dead set on paypal and are prepared to pay fees which i find strange..

    Thanks
  • frivolous_fay
    frivolous_fay Posts: 13,302 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Mortgage-free Glee!
    IFA wrote: »
    I would sell items without paypal and use nochex/ moneybookers or standard cheque but people are so dead set on paypal and are prepared to pay fees which i find strange..

    Thanks

    When you say 'people' do you mean sellers? Obviously it doesn't make any difference to a buyer whether they pay with pp or not - it doesn't change the price.
    My TV is broken! :cry:
    Edit: refunded £515 for TV 1.5 years out of warranty - thank you Sale of Goods Act! :j
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