want to be Debt free ASAP

rubyinamountainofrocks_2

Just had a read of your diary and thought I would say hi that's all

Well done - you have made fab progress so far - keep it up

optimistic-mummy

had a major set back this week. after getting the total debt down to around £1700. we had problems with the car so had to lend the money off parents as have no savings. our current debt total is £2026..87p i still hope to have this paid off by march at the latest.
our outgoings this week are :
£15 bill
£20 petrol
£10 bacci
£15 food
total £60.00

optimistic-mummy

[STRIKE]£15 bill/£15
£20 petrol/£20
£10 bacci/£10[/STRIKE]
£15 food/£0
total £60.00

left to spend £15.00p

optimistic-mummy

spent £8 since last update on some food. made £5 today selling an item. need to list some more stuff on ebay!! DP did a skip run so thats something crossed off my to-do list, not much else to update. catch up soon x

optimistic-mummy

hi everyone,

i have just joined the grocery challenge to help me keep track of my food spends.
so far im in budget for my weekly spends this week.
this week i have managed to clear £104.37p from the debt. overall this week has been a good week.
ive got 2 items for sale.
LO has successfully got through his first night without a nappy now for night number 2. x

optimistic-mummy

this week's budget excluding debt repayments

£30 eletric
£20 gas
£20 water
£20 tv licence
£15 f/bk buy
£20 petrol
£35 food
£20 other

TOTAL £180.00

optimistic-mummy

this week i need to :
1. list items on ebay
2. do a meal plan
3. pick up prescription from drs
4. declutter!!
5. get some studying done
6. wash dogs bedding
7. continue with no nappy for LO at night. (2 nights down and stayed dry with no accidents)
8. bag up change pot
9. pay cheque in
10. spend voucher had for my birthday

thats all i can think of at the moment.

optimistic-mummy

the debt is slowly coming down, if i stay on target i should be debt free in 17 weeks maybe a little more as wont be able to plow so much to it due to christmas only being round the corner. brought most of DS's just got 2 or 3 more things to get, haven't brought anyone elses yet tho x

on the downside i've got to refund someone on ebay. it left here working but apparently didn't work a week after he received it and hes only just got back to me 4 weeks later about a refund because he was on holiday, not sure weather to just refund him or contact ebay first to see what they say to do. i haven't received payment for an item either, x

optimistic-mummy

hello everyone,
hope you are all well and hugs to those that need want one, im still plodding along on my journey,
have listed 28 items for sale tonight, so hopefully will have some sales. tc all night night xxx

optimistic-mummy

omg only 75 days left of this year!!!! thats 75 days to get as much debt gone as possible !!!

theirs around 9 weeks left of this year so hoping to pay off at least £500 would aim for £900 but feel this is unrealistic with xmas looming so will aim for at least £500 to be cleared by 31/12/12 going to update sig to remind me x
will be paying around £30 off cc tomorrow would of been more but need to put aside money as when i have had an item returned need to refund someone on eb*y ... tbh i dont know weather to carry on with the whole sellinf stuff thing .... although id be greatful of the extra money to help clear the debt quick think its easier to just take it to a charity shop .... hmmmm will have a think about it x
still have £15 to come from a friend that brought something off us!!!