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want to be Debt free ASAP

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  • optimistic-mummy
    optimistic-mummy Posts: 1,229 Forumite
    edited 8 September 2012 at 9:00PM
    will be redoing my SOA as have just realised i've missed some things off xx
    my items have been re-listed on gumtree it was a glitch in there server. i have 2 of my 3 items being watched on eBay. going to list some more items on eBay tonight. x
    200 weeks £25,000.00 / £700
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Wow to no rent or mortgage.
    Though im sure you would rather have the person instead.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • yeah definitely miss him millions every day x he was my inspiration. xx
    200 weeks £25,000.00 / £700
  • optimistic-mummy
    optimistic-mummy Posts: 1,229 Forumite
    edited 12 September 2012 at 8:29PM
    my plan for next week is as follows (starting 10/09/12) :
    list items on ebay - 3 items on ebay, 5 items on gumtree and a few items on f*ceb*ok.
    have as many NSD's as possible
    have all evening meals out of the cupbord and freezers
    pay as much off the debt as possible
    (aiming for at least £200 this week)
    dry laundry on the line
    keep track of spends
    [STRIKE]sort shed out
    [/STRIKE]
    [STRIKE]collect LO's hamster - monday[/STRIKE]
    book dr's appointment- tuesday

    i have edited my sig, as credit card was £7 less than what i thought. only £7 but it all adds up. hopeing i can get the credit card down to about £1400 and littlewoods down to £270 by end of next week x (17/09/12)
    200 weeks £25,000.00 / £700
  • optimistic-mummy
    optimistic-mummy Posts: 1,229 Forumite
    edited 12 September 2012 at 8:30PM
    just paid. £20 off the credit card. have update signature. im feeling really positive today about it all, and hoping we can get it all paid off by early next year. fingers crossed. x

    have listed some more stuff for sale, have arranged to go to my aunties next Monday. haven't seen them for ages... so that will be nice. :) hoping to make another payment to the credit card tomorrow xx

    so i currently have :
    7 items for sale on Gumtree
    10 items on eBay
    and 1 item on f*ce*ook

    hopefully something will sell !! x

    to -do monday
    [STRIKE]check bank - sort budget for the week
    take LO to pre-school
    clean flat
    make a payment to credit card
    pick LO up
    go to get LO's hamster [/STRIKE]
    [STRIKE]pay bills[/STRIKE]
    200 weeks £25,000.00 / £700
  • have found a winter coat for sale for my LO just waiting for the lady to get back to me. for £5 im happy its a next winter one. just like i was looking for x :) x
    200 weeks £25,000.00 / £700
  • have updated my signiture to keep me on track and have had interest in one of my ebay items :) ... also made £5 so that covers LO's coat :) very happy today x
    200 weeks £25,000.00 / £700
  • optimistic-mummy
    optimistic-mummy Posts: 1,229 Forumite
    edited 11 September 2012 at 12:09AM
    DP has made £5 too. so that's gone in the 'money made' jar. it will be paid into the bank when im next in town to pay off the credit card. x
    im setting myself a challenge to make £5 a day between today and the end of next year 31/12/13. so that's a grand total of £2358.00. this will be a real challenge as i don't think i have much left to sell, better start looking. :)

    have listed 6 items on n*tm*ms....
    i have 10 items currently on eBay ...
    1 item on FB
    and 8 items on gumtree

    Made another payment of £15.00 to the credit card. have updated signature. xx
    200 weeks £25,000.00 / £700
  • optimistic-mummy
    optimistic-mummy Posts: 1,229 Forumite
    edited 11 September 2012 at 1:47AM
    :):T:j:j:j first eBay sale. only 99p but it all counts !!! :j:j:j::):T will update signature when payment has cleared and its been posted :D

    can't sleep... been like this for a few weeks now, getting to the docs tomorrow so hopefully they will have some suggestions. :( .... see you in a few hours :)

    have just sold another item on e*ay payment of £59.69p has been paid but need to take postage off this so once i have posted it tomorrow i will work out what is left and edit signature x
    200 weeks £25,000.00 / £700
  • optimistic-mummy
    optimistic-mummy Posts: 1,229 Forumite
    edited 11 September 2012 at 2:53PM
    to-do today:
    [STRIKE]post 2 parcels [/STRIKE]
    [STRIKE]pick up FIL's prescription [/STRIKE]
    [STRIKE]clean the flat[/STRIKE]
    [STRIKE]dinner from the freezer[/STRIKE]

    ok so im going to set us a target to have the credit card below £1000 by 22nd of October. x

    i've has £30 of unnecessary spends this week, we brought a pizza last night and i brought LO a hamster yesterday. the hamster is great LO loves it so far so was worth the £20. put the pizza wasn't needed as i have food in the freezers. i need to pop to the supermarket later and get a few things for LO's lunch box. will only get what i need. which is just some fruit and i also need some veg. and crisps and choc bars.
    Made £46.80 on eBay sales after, postage costs :T
    200 weeks £25,000.00 / £700
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