Benefits & Right to Buy

Mara69

Mojisola wrote: »

Is the father going to be able to fund all future repairs and maintenance or is the son putting away money for when the boiler breaks down or the roof starts leaking?

Once you're a house owner, you can't call up the council to get these problems sorted out.

No idea, to be honest. The DWP will fund future service charges and yes, also major works bills if the leaseholder is in receipt of means tested benefits.

I'd love to show the current Government how 'well' RTB is working at the moment. We have children buying their parents council homes, people on benefits without a hope in hell of paying the service charges or ongoing maintenance costs buying their homes and a HUGE number of people buying with the express intention of renting them out.

The problem is, we tell potential buyers that they may have to pay a significant sum of money towards major works if they buy but they simply do not listen; all they see is a £75k discount and a profit in five years time.

When it comes to an elderly person that has suddenly got a £10k bill, we usually suggest a charge on the property so that they can continue to live in their home and not have to worry until it is sold - but they don't want to do that because their darling child won't get as much once the flat is sold.

The RTB is not achieving the purpose that it was designed for.

princessdon wrote: »

Surely the right to buy is only applicable to those who PAID rent?

Not for those who rely on housing benefit

No. The criteria is that you have a secure council tenancy - it does not matter who pays the rent. Further, now the discount is so high, people on benefits are buying their homes. Problem is, they haven't got a hope in hell of affording the ongoing costs.

woodbine wrote: »

the state will not help with the cost of repairs and that cost could be substantial

Actually, the DWP offers significant help with service charges. I have seen the DWP pay major works bills of £10k on behalf of the leaseholders.

Face1992

clemmatis wrote: »

1. The money is not their savings. The money comes from their son.

2. "Savings" is perhaps misleading; see the discussion here

http://www.carlisle.gov.uk/advice_and_benefits/benefits/housing_benefits/benefit_calculations/capital.aspx

By the way: did you manage to get the benefits you wanted?

Wanted, as entitled to you mean? No, I am still at work, on medication again. Haven't claimed for my mental health problems.

~Chameleon~

Face1992 wrote: »

Wanted, as entitled to you mean? No, I am still at work, on medication again. Haven't claimed for my mental health problems.

Mental health? I thought you had PMT? Last time I looked this was classed as an endocrine problem, not a mental health one!

System

princessdon wrote: »

Surely the right to buy is only applicable to those who PAID rent?

Not for those who rely on housing benefit

Not the case. Hanoman v Southwark [2009] UKHL 29 held that a payment of housing benefit paid by way of rebate was a payment of rent for the purposes of Section 153B of the Housing Act 1985 and was be taken into account when adducing the premium to be paid on a secure tenant's application to exercise the right to buy his home

clemmatis

Face1992 wrote: »

Wanted, as entitled to you mean? No, I am still at work, on medication again. Haven't claimed for my mental health problems.

Actually, wanted as in wanted to. (That's OK by me, I'm not a benefits basher.)

I, like ~Chameleon~, thought you had (severe) PMT. You asked what you could claim for it:

Face1992 wrote:

I think I (yet again) need to be on the Prozac, but I need to stay away from work before I go for someone.

Would I be able to claim any benefits? Sick pay or whatever?

https://forums.moneysavingexpert.com/discussion/4137271

Face1992

clemmatis wrote: »

Actually, wanted as in wanted to. (That's OK by me, I'm not a benefits basher.)

I, like ~Chameleon~, thought you had (severe) PMT. You asked what you could claim for it:



https://forums.moneysavingexpert.com/discussion/4137271

Didn't take me long to pick up a stalker :rotfl::rotfl:

Endocrine and mental health are interlinked in some aspects.

Mental Health and the Hypothalamic-Pituitary-Adrenal Axis (HPA)
The importance of the HPA in our mental health is becoming ever clearer. The purpose of this section is to provide a brief summary of the research on the role of the HPA on a variety of disorders that are frequently encountered by mental health professionals. Lopez and colleagues (1997) reviewed the regulatory role of serotonin receptors by the HPA, specifically in terms of its implications for the neurobiology of suicide. The primary hypothesis is that 5-HT receptor changes that have been observed in individuals who committed suicide may be worsened by or even the result of HPA overactivity.

Mara69

Face1992 wrote: »

Endocrine and mental health are interlinked in some aspects

Useful to develop a MH issue when you've been told you can't claim benefits for PMT.

clemmatis

Face1992 wrote: »

Didn't take me long to pick up a stalker

You should be so lucky.

Endocrine and mental health are interlinked in some aspects.

No kidding.

Face1992

Mara69 wrote: »

Useful to develop a MH issue when you've been told you can't claim benefits for PMT.

I think three quarters of a month as a raving loon with similar symptoms to people who say they suffer from mental health problems on here, could be classed as mental health problems.

I'd hardly call 28 years of it "making it up". Now go away and stop picking on me, I have mental health problems and you are making them worse.:rotfl:

~Chameleon~

Face1992 wrote: »

I think three quarters of a month as a raving loon with similar symptoms to people who say they suffer from mental health problems on here, could be classed as mental health problems.

I'd hardly call 28 years of it "making it up". Now go away and stop picking on me, I have mental health problems and you are making them worse.:rotfl:

You're making a complete mockery of those of us who do live with a real mental health illness