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Pollyanna
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PC?
Ah yes, I'd forgotten that one! Mind you, I keep these !!!!!!s going beyond the point anybody else would... My last PC was literally held together with gaffer tape and I only gave up on it when it refused to turn on at all rather than just once every three or four goes!
To be honest, it's usually the little bits going all at once, like needing a new mattress and a new TV together. Life seems to happen like that, rather than furnishings engaging in suicide pacts...
Hah! True!
With a car, if it's less than a couple of hundred quid, then you probably could have done it yourself.
Talking of gaffer tape (ahem) I currently have a wing mirror held on with the stuff. I'd be in much more debt if it weren't for gaffer tape!
And don't they look sexy... :rotfl:
Damn Sexy!
In our house, when things break, we just pretend they still work0 -
Fortune_Smiles wrote: »Blimey - anyone would need a drink to kiss that lot :eek:
Fortune x
Wouldn't they just? :eek::D
In our house, when things break, we just pretend they still work0 -
Got paid! Wahey! £585 minus tax minus pension!
So for the first time EVER... (And with some pounds still to come in from private teaching) I have...
£786 in current account
£186 in tax/house move fund (£101 is for tax)
£70 in yearly spends fund
AND I paid £100 off the smile account already!
The only hitch is I'm about to hit the really lean month, so the overdraft may take a hit now.
Long term plan is to take the end of month balance on current account up by £100 each month until it reaches about £1.5k. That's enough to see me through summer months. (I think). But I can't do it all at once, hence the £100 rise each month
I've been steadily rising this for a good few months already now, so this month I need it to hit £800 before I make extra payments (the smile payment was just me being a little overexcited; I know I have enough cash coming in to hit the £800 mark as I already have £45 cash sitting on the piano ready to bank and the £450 was a given too)
In our house, when things break, we just pretend they still work0 -
Banked the £45 cash, chucked my 7.06% in tax fund (£3.11, since you're asking) transferred the rest into my current account, hit my £800 buffer with £19 to spare so paid off another £19 of the smile account.
Yay!
In our house, when things break, we just pretend they still work0 -
If I'm quick off the mark tomorrow and pay in the £15 I made today (cash), I could get the Smile account down to 2 figures. I don't make overpayments until the end of each month, so I'm getting antsy about paying off every penny I can before the 1st hits and ££££££££s leave my current account, never to be seen again! :eek:
In our house, when things break, we just pretend they still work0 -
Its the penultimate day of the summer school today and I'm so unfit that after two days of walking there and back, I'm knackered and I'm driving today.
I'm trying to get fitter over summer; my current fitness levels are shameful, and I rely on the car far too much!
I'll take daughter out for a lunch today on the back of the refund from SWALEC wahey! I've been awfully good with low spendy spendy since setting up the budget (again.....) That I don't feel bad about blowing that little windfall
Chatted with daughter last night about how we can get the electric bills down even further....I'm going to call SWALEC today and ask them for another socket saver, and I'm going to label the microwave plug so that can be unplugged and off standby when not in use (I rarely use it anymore anyway). I tried switching mh clock radio off at the wall yesterday but it turned back on at the wrong time today and I only noticed it when inweirdly woke up at exactly the right time anyway! I'll do it again buy must remember to check the time has come back on correctly before my head hits the pillow!
Right, I think that's it for now
I may get a payment in today for £90 in which case I can nearly clear the smile account, but that will probably take a few days and if it does then that's in August budget, which is a shame, but never mind...
In our house, when things break, we just pretend they still work0 -
After my initial budgeting excitement, I'm starting to get nervous about the coming weeks/months. These are traditionally the times when I either need savings or an overdraft to survive. I calculates yesterday that I think I need a buffer of £2.5k in the current account to see my through these months so I'll have to keep adding that £100 a month for a lot longer than I initially thought!
Ah well, here goes nothing! :eek:
In our house, when things break, we just pretend they still work0 -
Oh god please excuse my typos. I really can't be arsed to go back and edit all of them. I'm mostly typing on a phone.
In our house, when things break, we just pretend they still work0 -
Have paid in that little £15 so that's another £15 off the Smile account, taking it under the triple digit mark now :j
In our house, when things break, we just pretend they still work0 -
ChopinonaBudget wrote: »Its the penultimate day of the summer school today and I'm so unfit that after two days of walking there and back, I'm knackered and I'm driving today.
I'm trying to get fitter over summer; my current fitness levels are shameful, and I rely on the car far too much!
The summer (assuming it continues) will be a good time for that. No excuses about it being dark & raining...ChopinonaBudget wrote: »Chatted with daughter last night about how we can get the electric bills down even further....I'm going to call SWALEC today and ask them for another socket saver, and I'm going to label the microwave plug so that can be unplugged and off standby when not in use (I rarely use it anymore anyway). I tried switching mh clock radio off at the wall yesterday but it turned back on at the wrong time today and I only noticed it when inweirdly woke up at exactly the right time anyway! I'll do it again buy must remember to check the time has come back on correctly before my head hits the pillow!
Your clock radio is operating all the time - it's not really on standby, it's working when it's keeping time. That's why it stops keeping time when you turn it off.
Be aware however how much power you can save (or not) doing this. I have a radio-synchronised alarm that will last about a year on two AAA batteries. Clocks use so very little power it's probably not worth worrying about. It's white goods that draw the power.ChopinonaBudget wrote: »Right, I think that's it for now
I may get a payment in today for £90 in which case I can nearly clear the smile account, but that will probably take a few days and if it does then that's in August budget, which is a shame, but never mind...
You're almost there though.ChopinonaBudget wrote: »Oh god please excuse my typos.
I don't think God is all that bothered about your typos. He's a touch more concerned about debauchery and hedonism and all that fun stuff.
"Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0
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