Pollyanna

optimistic-mummy

good luck hun x

chevalier

Sorry to hear about you losing two more students. But it is more sad for their parents as you say. I guess alot of people aren't getting contracts renewed at the moment.

Will you consider maybe some christmas temping to up your money?

ChopinonaBudget

optimistic-mummy wrote: »

good luck hun x

Thank you :j

ChopinonaBudget

chevalier wrote: »

Sorry to hear about you losing two more students. But it is more sad for their parents as you say. I guess alot of people aren't getting contracts renewed at the moment.

Will you consider maybe some christmas temping to up your money?

Thank you, and yes it really is. The mum seems optimistic she will return and I was overwhelmed about what she said to me about how highly she rated my teaching.

I've looked for temping before and didnt get anywhere. Although I have office skills, nobody believes me as I'm self employed. I have retail skills but it's from a long time ago and although I applied to every shop in my city with a vacancy last summer, I didn't get a single interview. My teaching skills are essentially PR skills that are transferable to any employer looking for office work/receptionist/shop floor, (if I didn't have good people skills I wouldn't "foster and continually develop good relationships with both my students and their parents" or whatever it is I wrote on application forms) but I seem to get nowhere. So im going back to plan B again, I'll take on LSA work if things get very very tight again (I'm trying desperately not to as I was working 13 hour days and was so tired i could barely function) but cut back, budget, advertise, and keep looking for those gold-dust peripatetic jobs.

ChopinonaBudget

I have now hit the tightest part of the month today, and if memory serves, the tightest part of the year. All big DD have gone out now, there's a few at the end but they're not too big, and I've only done a half week's full income as school kids filtered back in last week higgeldy piggeldy.
As of worst point.... Bank account stands at £1740 o/d. I have 3 weeks earning potential left and a bit of a bonus paycheck for some holiday work for £400 due on the 24th.
I'm pretty impressed, this might not seem too good to anybody else, but I know the natural rise and fall of my income over the year, and I'm in the best position I've been in for 2 years. It's not great, next year i'm aiming to have £2000 savings so I don't need the o/d at all, but I'm dead chuffed.
I have some shopping to do today, but that shouldn't add on too much, and I'm only buying essentials and a takeaway wokbar meal as I promised my daughter she could have one, and it's one of the very few places she can eat at due to her GF diet (and one of the cheaper options too!)
oh and October, I'm getting double tax credits I love it when those months conincide with my lean periods

ChopinonaBudget

Well that wasn't as cheap as I was hoping! It wasn't too bad, and I did get two dictionaries for free spent more money in tescos than was planning, but none of it could really be helped. £10 in home bargains on food, toiletries and Tupperware, probably £10 saved there. £8 in health food shop on GF foods, expensive but necessary. £8 on shampoo and conditioner; my daughter has sensitive skin and allergies and it's a real struggle to find her products she can tolerate, let alone tolerable and affordable. The rest was on a combination of Tesco and stationary at Rymans for school. I'm back into town now to pick up the takeaway (all day bus pass so the extra travel is paid for) which should come to £14, give or take, then I can relax, take out £10 for my daughters bus on Monday and try for some NSDs next week

ChopinonaBudget

Eek!! Have just sent message to b/card to request replacement card, eek!!:eek::eek::eek::eek::eek::eek::eek:

I intensely dislike the idea of having a credit card back in the house again, but having spent the best part of an hour checking my £2 reports with equifax and callcredit, and ordering experian's through the post, I think I might have a small chance of getting a new card with a 0% deal in the next month if I can shave some off my o/d.

I wish I didnt have to order the damn card to get hold of the number to apply for a new one, but them's the breaks, and I reckon I've got enough self control to handle having it around the house now and not use the b****y thing

And, if by a miracle I can get a 0% deal, I can cut my repayments right down, up the payments off the o/d.then snowball it and throw it at the cc as soon as that's paid off, which would work better for me in the long term.

ChopinonaBudget

NSD 2 today :beer: yayyy!! happy days

I don't know how many I'm honestly going to manage this week, as we're doing stir-fry tomorrow and despite my shopping ahead, beansprouts don't keep. And Friday my daughter is cooking in school and needs fresh stuff bought on Thursday night. So I'll try for as many as I can on Tuesday, Wednesday and Friday and see if I can manage that.

Ebay items ended today, all quite exciting watching the bids mount up.... it won't happen again with this much profit on this many small items, as I went round the house and found the most expensive stuff I could that I didn't need any more, but hopefully with enough time I'll be able to sell more than 10 items a month and I'll make up the cash that way instead.

chevalier

Glad that your financial position is better than last year.

Ref the GF food do you get it on prescription from the GP? I don't live in the UK any more, but I know you used to be able to do this?
chev

ChopinonaBudget

chevalier wrote: »

Glad that your financial position is better than last year.

Ref the GF food do you get it on prescription from the GP? I don't live in the UK any more, but I know you used to be able to do this?
chev

Thnkas Chevalier

Yes, we do, I don't honestly know how I'd cope without it! My daughter was only diagnosed a year ago, and before that I mistakenly thought she had food intolerances (not helped by a carppy dietician, but that's a story not for this forum!) so was spending an absolute fortune on GF and dairy free foods; the bread alone was costing me approx £4.50 for a teeny tiny loaf. I also had to chuck out the entire contents of my freezer, and half the stuff in my cupboard and replace it with GF foods. Things have eased off now we've got a proper working GF kitchen and get prescription bread/flour/pasta etc, but hell's teeth, those were some cripplingly expensive long months! I also have to pay out extra for premium-range laundry liquid, shampoos etc, as my daughter has so many skin allergies/sensitivies, but I try to trade these off against buying value range stuff that I use on towels which she appears to tolerate ok.

By the way, your rabbit is gorgeous! We had one that looked just like that, we sadly lost her last year, funny little thing she was, the most adorably brainless bunny I ever had the pleasure of laying my eyes on!