can you apply for Overdrafts online?? (if already with the bank) ??

gemmaking

If you are already a customer with a bank, with a current account

then can you apply for overdrafts online, with 'any' of the 3 banks?

Llyds tsb,
santander,
and llyds Tsb ??

through an online application?


have you done this? with any of the 3 banks -apply for odrafts online?


and are the online decisions instant ??

CKhalvashi

gemmaking wrote: »

If you are already a customer with a bank, with a current account

then can you apply for overdrafts online, with 'any' of the 3 banks?

Llyds tsb,
santander,
and llyds Tsb ??

through an online application?


have you done this? with any of the 3 banks -apply for odrafts online?

Just checked my Lloyds banking for you (not with Sant. so don't know)

Click on the account, there's a 'manage OD' option; click, select limit, enjoy!

CK

gemmaking

CKhalvashi wrote: »

Just checked my Lloyds banking for you (not with Sant. so don't know)

Click on the account, there's a 'manage OD' option; click, select limit, enjoy!

CK

Thanks. did you do this? and apply ever?

if so, what did you apply for? max?


what is the max overdraft you can apply for generally ??

and are the online decisions instant ??

stclair

Lloyds TSB gave me an instant decision on both accounts a grand on one 500 on the other.

gemmaking

stclair wrote: »

Lloyds TSB gave me an instant decision on both accounts a grand on one 500 on the other.

Did you apply for the grand? or you applied higher? and they lowered to a grand?

if you applied higher how much did you apply for? ?

BugsyBrowne

I do think I could have more then my 3k OD but don't want to push my luck to much with lloyds.

gemmaking

BugsyBrowne wrote: »

I do think I could have more then my 3k OD but don't want to push my luck to much with lloyds.

you applied for a 3k limit?

or you applied higher, and they offered a lower one of 3k?

what did you apply for bugsy?

BugsyBrowne

gemmaking wrote: »

you applied for a 3k limit?

or you applied higher, and they offered a lower one of 3k?

what did you apply for bugsy?

I went up in stages 1k then 2k then 3k all in the space of about 5 mins then when I hit 3k I bottled it and didn't ask for anymore.

The Tuesday after bank holiday I also had the branch manager phone me asking if I would like anymore lending.

stclair

BugsyBrowne wrote: »

I went up in stages 1k then 2k then 3k all in the space of about 5 mins then when I hit 3k I bottled it and didn't ask for anymore.

The Tuesday after bank holiday I also had the branch manager phone me asking if I would like anymore lending.

Ditto to this comment except the bank manager didn't call me afterwards lol

gemmaking

BugsyBrowne wrote: »

I went up in stages 1k then 2k then 3k all in the space of about 5 mins then when I hit 3k I bottled it and didn't ask for anymore.

The Tuesday after bank holiday I also had the branch manager phone me asking if I would like anymore lending.

you mean last bank holiday?

and did you think if you applied for 4k, they would have said yes?

and did you think if you applied for 5k, they would have said yes?

and did you think if you applied for 6k, they would have said yes?

BugsyBrowne

gemmaking wrote: »

you mean last bank holiday?

and did you think if you applied for 4k, they would have said yes?

and did you think if you applied for 5k, they would have said yes?

and did you think if you applied for 6k, they would have said yes?

I really wouldn't have a clue as I didn't think they would even increase it to 3k TBH as only been with them 3 months.
Like I say the branch manager even said that lloyds are ready to lend and how much I haven't a clue,they also suggested if I am looking to buy a car.