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Radish & Hooch - The BIG house MF journey

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  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Little OP of £7.42


    Friends wedding last week was beautiful and loads of fun, I didn't want the night to end, having to much fun "dancing" on the dance floor. Didn't enjoy the hangover to much the next morning but big breakfast inside and lots of juice/coffee sorted that out.

    Having friends over tonight, told them its Italian so hope they are not to disappointed with pizza :rotfl: but have homemade Tiramisu for desert and lots of anti-pasta for starters, so looking forward to that but will probable be asleep by 10 as have cleaned the whole house today
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72 wrote: »
    Little OP of £7.42

    Did OH think this was a reasonable amount?;)
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • I write all my Op bits in a book and add up at the end and pay in then. As I started doing them everyday and it got a bit of a pain. Its nice watching them mount up too. Also can do tiny amounts, like a money off coupon for 60p
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Did OH think this was a reasonable amount?;)

    I didn't tell him, I'll wait until we check the mortgage online and encourage him to round his account down (might get some :beer: inside him first) :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I write all my Op bits in a book and add up at the end and pay in then. As I started doing them everyday and it got a bit of a pain. Its nice watching them mount up too. Also can do tiny amounts, like a money off coupon for 60p

    Thanks HDK

    I only check my bank account once a week and then OP the difference but I think I need to concentrate on adding up all the little bits we do and make one extra payment a month

    The OP's have always been largish amounts but small OP's seem to be much more fun :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Radish72 wrote: »
    Thanks HDK

    I only check my bank account once a week and then OP the difference but I think I need to concentrate on adding up all the little bits we do and make one extra payment a month

    The OP's have always been largish amounts but small OP's seem to be much more fun :)

    The small ones are what keeps your interest up while you wait for payday :D.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Hi Radish, I may be a little barking but the small OPs really push me along. The main reason for doing them is it means I am checking all my accounts ever day. That way I am on top of what has come out, gone in, switched etc.

    When balancing my accounts I do have a lot of lines to review though :o

    Hope all is going well with you Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Oops it been a while since I updated here, seems such a long journey to undertake with starting a new mortagage that nothing much has happened :)

    BF OP'ed £523
    I OP'ed £11.18

    Big part of mortgage is under £79K (until they add the interest :()

    New boiler installed so now living in a toasty warm house with lots of hot water and a shower that now blast you awake in the morning

    Bathroom being ripped out at the end of Nov, so goodbye pink suite

    New development - we are getting solar panels fitted the same day they rip out the bathroom, so will have lots of work people in the house and on the roof

    Best news with holidays I only have 20 days work days left until Christmas hols start (in fact from next week I don't do a 5 day week until next year)

    No idea though what to buy people for Christmas, this time last year I was all done due to the joys of shopping on-line
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Radish72 wrote: »
    Bathroom being ripped out at the end of Nov, so goodbye pink suite

    New development - we are getting solar panels fitted the same day they rip out the bathroom, so will have lots of work people in the house and on the roof

    And only one clean-up job afterwards for you! Well timed!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Jealous over your time off...we have set holidays and its a pain in the a$$.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
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