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Radish & Hooch - The BIG house MF journey

Radish72
Radish72 Posts: 2,075 Forumite
Part of the Furniture 1,000 Posts Name Dropper
edited 29 November 2012 at 6:56PM in Mortgage-free wannabe
So after 9 years of being together only at weekends, this year has finally seen some excitment and much stress

My house sold in April (virtually MF)
BF house sold in July (58% MF)

We bought the BIG house in August and have lived here 2 weeks today

After a deposit of £95K being put down we are now left with a mortgage of

Part 1 £136,144 @ 2.99%
Part 2 £29,480 @ 1.50%

So the first long term goal will be to get part 1 paid off as soon a possible
Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)
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Comments

  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 3 September 2012 at 12:18PM
    My solo jouney to mortgage freedom

    https://forums.moneysavingexpert.com/discussion/1385449
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • lvm
    lvm Posts: 1,544 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well done on getting the BIG house!

    I can't wait to get my own big house.

    Good luck for the Mortgage freedom-ness :)
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Money news from the last 2 weeks

    I have filled my ISA for the 2012/2013 tax year
    BF (Hooch) has also filled his ISA for the tax tear

    And we have OP'ed £40K which is some of the money from the sale of BF's house

    House news from the last two weeks

    We have unpacked (if you dont count the garage)
    We have spent a lot of time/money at IKEA but now have an office/other bits & pieces (door mat/storage boxes etc)
    We have had friends round for food & drinks :)
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • TallGirl
    TallGirl Posts: 6,236 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well done on the big new house, as you said very lucky to sell both house and make such a huge OP. Hope you time to chill in the new house as well.
    Save £12k in 25 No 49
    PB Win 21 £225, 22 £275, 23 £900, 24 £750 Balance Dec 25 £32.7K  
    Plan to move to Denmark for FIRE by Autumn 2025 “May your decisions reflect your hopes not your fears”
    New diary aiming for fire https://forums.moneysavingexpert.com/discussion/6414795/mortgage-free-now-aiming-for-fire#latest

  • Mortgage_Reduction_Novice
    Mortgage_Reduction_Novice Posts: 1,775 Forumite
    Hiya... a nice shiny new thread for your next MFW mission!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Radish, look forward to seeing your OPs :)

    I wish I had been as sensible as you years ago

    Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Well done and good luck on the next stage of your journey,

    Squirrel
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Good luck hon :T.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Georges_Mum
    Georges_Mum Posts: 37 Forumite
    Can't wait to see how you get on xxxx
    Good Luck!:j
    Remember, if you ever need a helping hand, you'll find one at the end of your arm...As you grow older you will discover that you have two hands. One for helping yourself, the other for helping others.;)
  • unhappy_shopper
    unhappy_shopper Posts: 1,304 Forumite
    Good luck on your new MFW journey. Now that you are a veteran, I'm sure you will reach your goal doubly/triply fast :)
    Mortgage: @ Feb. 2007: £133,200; Apr. 2011: £24,373; May 2011: £175,999; Jun 2013: ~£97K; Mar. 2014 £392,212.73; Dec. 2015: £327,051.77; Mar. 2016: ~£480K; Mar. 2017 £444,445.74
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