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How easy is it to get a Nationwide Current Account?
BrandNewYear
Posts: 212 Forumite
credit score wise? I've got one 4 year old default, no ccjs
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You might get one as long as you don't ask for an overdraft.0
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BrandNewYear wrote: »credit score wise? I've got one 4 year old default, no ccjs
As above but be prepared to get a glorified basic account.0 -
Assuming it's satisfied and depending on the default amount and who it was for you might have better luck applying in branch. They might be able to override "Computer Says No" syndrome.
I'm assuming you want the standard current account for the flexclusives. You might get lucky, you may not. Doubt you'll get any credit facility though.0 -
MoneySaverLog wrote: »
I'm assuming you want the standard current account for the flexclusives. You might get lucky, you may not. Doubt you'll get any credit facility though.
I'm not sure. Is there a lesser type of current account of the basic type? Does it still offer a debit card. The only current account I've seen on their website is the standard one0 -
Not with a default you won't!For everthing else there's mastercard.
For clampers there's Barclaycard.0 -
BrandNewYear wrote: »I'm not sure. Is there a lesser type of current account of the basic type? Does it still offer a debit card. The only current account I've seen on their website is the standard one
I don't think they do basic bank accounts there unfortunately0 -
MoneySaverLog wrote: »I don't think they do basic bank accounts there unfortunately
They offer a Cash+ I believe its called, can still be used in shops etc. Just a basic account with no lending. It's purple if that helps :rotfl:Can I find out my credit score?You do not have a single credit score or rating. Different organisations take different information into account when working out your credit score and may have different scores for different products. (Kindly from Experian)0 -
Saints2011 wrote: »It's purple if that helps :rotfl:
Yes that helps immensely. Although I'd have preferred pink
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I've checked their website. There is no basic account at the Nationwide0
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It's not advertised, but my DD applied for a flex account without overdraft a couple of months ago as that was the only account we could see advertised online for her age, but they actually sent the purple cashcard+, it's fine you still have online banking etc.0
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