Equidebt Limited letter

belle_ayling

Received another letter today saying they are trying to obtain a copy of the original agreement from whoever and they will reply by 4th February.

One question...IF they do provide a copy, are we still covered by the time statute?

Any assistance will be greatly appreciated - we have a baby due in May and really don't have the disposable income to have to pay this off!

Cheers in advance

fermi

Yes. If yours the debt could still be statute barred.

belle_ayling

Thanks Fermi for the quick response.

Does anyone know of a complaint template for the FOS that we may be able to send and get them off our backs at all?

Thanks again - this website and it's members are INVALUABLE!!

Michaelo

Hi all, I am going through the same hassle with EquiDebt/Aktiv Kapital, at the moment.
All the same standard letters ie. we are trying to trace a Mr xxxx, if you don't respond we shall assume it's you we're looking for etc etc.
I sent the "prove it letter" and they came back again stating the same details and asking me to contact them to arrange repayment of the amount.
This morning I contacted the FOS, the guy I spoke to seemed aware of both EquiDebt and Aktiv Kapital, took my details and relevant information and is going to get an investigation underway.
I was very worried by all of this, which is stupid because the debt is not mine, they are in the wrong, don't let them get away with it, report them, Michael.

ValHaller

Michaelo wrote: »

Hi all, I am going through the same hassle with EquiDebt/Aktiv Kapital, at the moment.
All the same standard letters ie. we are trying to trace a Mr xxxx, if you don't respond we shall assume it's you we're looking for etc etc.
I sent the "prove it letter" and they came back again stating the same details and asking me to contact them to arrange repayment of the amount.
This morning I contacted the FOS, the guy I spoke to seemed aware of both EquiDebt and Aktiv Kapital, took my details and relevant information and is going to get an investigation underway.
I was very worried by all of this, which is stupid because the debt is not mine, they are in the wrong, don't let them get away with it, report them, Michael.

Please. just start a new thread. I have just read through a solved problem by rpu240, another issue from belle_ayling, another from Pootsmanuva, all of which are pretty much dead, just to reach yours, 36 posts in.

struggle2

I got the same wording from Buchanan Clark & Wells and have a black mark by this Aktiv Kapital on my credit record. So who is this Aktiv Kapital?

babszz

i had some credit card debt arond 7 years ago thought BF at time cleared as his but never.
Moved abroad for 5 years back couple and looking at getting a mortgage.
I went onto equifax to get credit history nothing came up all clear also joined the electoral role again as been away
ot the blue i have received a lette from equidebt threatening court/CCJs and the baiffs!

what should i do if i reply i am acknowledging it?

Steve_Warwickshire

Hi all.
PLEASE READ THIS

I have a VERY close relative who works for Equidebt, I will only refer to my relative as "my relative" to protect their identity from Equidebt for clear reasons.

My relative came up for coffee today(18 June 2013) and told me that
my relative's door entry card had been deactivated, my relative had to buzz for entry. when my relative entered the call centre/office, debt collectors( a skeleton staff) were telling phone callers that "Equidebt has today gone into administration".

my relative was then told to clear their desk and no redundancy would be paid.

How this will affect people who have dealings with Equidebt is unknown,no doubt the administrators will try to collect as much money as possible,bearing in mind that nearly all accounts held with Equidebt are unenforceable.

I hope this helps some of you