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Sellers not serviced boiler in 3 years?

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  • gazareth
    gazareth Posts: 73 Forumite
    Caution: the wording of our home insurance policy states that certain cover is only valid if the boiler is serviced annually.
  • theartfullodger
    theartfullodger Posts: 15,708 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 31 August 2012 at 10:16AM
    gazareth wrote: »
    Caution: the wording of our home insurance policy states that certain cover is only valid if the boiler is serviced annually.

    Really ?? (Really??)

    I just re-read my Tesco Value home policy. The only thing I could find referring to such matters states..
    Bright Ideas
    ..
    Look out for bright ideas from Tesco Bank which aim to help you make your home more
    secure and protect your belongings. References will be made to this section at relevant
    points in your Policy Booklet. Please note these are helpful tips and do not form part of your policy.
    ....etc etc
    Maintaining your home
    .
    A regular home check is a great way to keep on top of maintenance, minimise wear and
    tear and prevent installation breakdowns.
    .........etc etc
    • Get an engineer who is on the Gas Safe Register to inspect gas installations annually or in accordance with the manufacturer’s guidelines.
    No requirement I could see for regular servicing: Clearly me being negligent would be another matter.

    Perhaps you've got a grander & more expensive policy with more restrictions... what does it specifically exclude??

    Also checked my Landlord insurance for let properties, again, no requirement for servicing (Gas safe is legal requirement, agreed..)
  • gazareth
    gazareth Posts: 73 Forumite
    edited 31 August 2012 at 10:42AM
    Really ?? (Really??)

    I just re-read my Tesco Value home policy. The only thing I could find referring to such matters states..
    No requirement I could see for regular servicing: Clearly me being negligent would be another matter.

    Perhaps you've got a grander & more expensive policy with more restrictions... what does it specifically exclude??

    Also checked my Landlord insurance for let properties, again, no requirement for servicing (Gas safe is legal requirement, agreed..)

    It's a Barclays policy and it's actually only the Home Emergency cover:
    Home Emergency –
    What is covered
    We will cover the following emergencies:
    • Plumbing problems related to leaking
    pipes, blocked drains, water tanks, or
    leaking radiators
    • A smashed toilet bowl or cistern or
    breakage of the cistern internal
    mechanism which prevents flushing
    and creates an emergency
    • Central heating or boiler failure
    • Gas or electricity failure within
    the property
    • Hot water failure
    • Vermin such as rats, mice, or wasps and
    hornets nests inside the property
    • Garage door failure presenting a
    security risk to the property.

    Home Emergency –
    What is not covered
    We will not cover:
    • Any leaking or dripping tap that requires
    re-washering or replacing, external
    overflows or replacement of boilers,
    cylinders, tanks, radiators and
    sanitary-ware
    • Burst or leaking flexible hoses or leaking
    washing appliances that are fitted with
    a stop tap
    • External water supply pipes
    • Failure of boilers or heating systems
    that have not been inspected or
    serviced by a qualified person within
    the preceding twelve months
  • As a shareholder I am pleased to see them working towards higher profits....

    Blimey! Try Tescos??
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    gazareth wrote: »
    It's a Barclays policy and it's actually only the Home Emergency cover:
    That makes sense because it is an insurance specifically covering CH systems and plumbing
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • I cannot believe that after all the reports of people dying from carbon monoxide poisoning that there are still people on this forum prepared to brag about NOT having a boiler serviced for x amount of years!
    Are you people devoid of any common sense??
    Unless you have your boiler (combi or conventional, oil or gas) serviced regularly you will most likely not find out until its too late that the combustion seals have failed, there has been a small drip that has now rotted the boiler case to the point of scrapping, a flue seal may have split or rotted, a very slow water leak has !!!!!!ed the electrics in some way. WHY would you people advocate not worrying about a three year old boiler not being serviced?????
    I'll just point out to the landlords on here that not servicing your boiler and just relying on a yearly gas safety inspection is not you keeping things legal by the way! Lack of proper maintenance on any gas appliance will leave you open to a prosecution if someone is injured or killed, a decent GSR engineer will/should warn you of that!
    Apart from anything else, allowing an oil or gas appliance to become dirty will make it less efficient at the very least and maybe shorten its design life.
    Modern boilers are room sealed and are less likely than the older ones to cause a health hazard but they still need regular servicing and checking with a flue gas analyser.
    Please stop posting that utter rubbish about not having a gas appliance serviced!
  • I think someone needs to tell you that there is a world of difference between a gas-safety check and a boiler-service. My landlord has had the former carried out every year but not had the latter done since it was installed.
  • I think someone needs to tell you that there is a world of difference between a gas-safety check and a boiler-service. My landlord has had the former carried out every year but not had the latter done since it was installed.

    Who is the "you"?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Who is the "you"?
    Errr.... You?
    I cannot believe that after all the reports of people dying from carbon monoxide poisoning that there are still people on this forum prepared to brag about NOT having a boiler serviced for x amount of years!
    That's what CO detectors are for.

    A boiler can be safety chaecked, OR serviced, and develop a CO leak a week later.

    Detector is FAR more important than service!
  • G_M wrote: »
    Errr.... You?

    That's what CO detectors are for.

    A boiler can be safety chaecked, OR serviced, and develop a CO leak a week later.
    The odds on that happening are going to be very small compared to leaving the appliance unserviced!

    Detector is FAR more important than service!

    Are you for real???
    I'm a Gas Safe Registered engineer!! Don't tell a duck how to suck eggs!
    A CO monitor is sold so that you don't have to service your boiler or gas appliance??? Really!?!?
    You are seriously deluded, you and anyone else, if you really believe what you just wrote!
    You will be telling everyone next that smoke detectors were designed to allow smokers to leave lit cigarettes on a carpet next or how about we leave the chip pan boiling away or how about we overload the plug sockets it wont hurt we have a smoke detector if it catches fire!!
    Anyone can post rubbish on here, anyone is free to read and believe it. I am free to tell everyone that you and your ilk are a bunch of misguided fools who believe that by saving a few pounds on a gas appliance service you are doing yourself a service and saving money whilst gambling on your own and your familys safety, not to mention your neighbours if your faulty appliance affects them!
    It is not clever or good budgetting (I assume thats the idea of this site?) to leave any serviceable appliance for as long as possible before paying out for maintenance!
    Please please G_M, in your infinite wisdom, explain to the readers how you came to that piece of intelligent thinking???

    I fit CO alarms to customers properties, it states in the instructions "the installation of this device should not be used as a substitute for proper installation, use and maintenance of fuel burning appliances...it does not prevent CO from occuring, nor can it solve an existing CO problem" it also states "this alarm will only indicate the presence of CO at the sensor, CO may be present in other areas"
    WAKE UP!
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