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Payrise takes OH's income over £50k

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Comments

  • PippaGirl_2
    PippaGirl_2 Posts: 2,218 Forumite
    Dunroamin wrote: »
    I have posted the link to the national rules which state very clearly (as is the case with your friends) that nobody should get more than the fostering allowance as an adoption allowance. What I was taking issue with was your statement that no adoptive parent was allowed to be worst off after adopting as this obviously isn't the case.

    That's why both my close friends got the adoption allowance of exactly the same amount as the fostering allowance and skills payments they used to get when fostering. I didn't say no adoptive parent was allowed to be worst off, just that that is the aim of the ss when arranging adoption allowances certainly here. Both the people here got the adoption allowances relplicating the fostering allowance for that very reason.
    "Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama
  • PippaGirl_2
    PippaGirl_2 Posts: 2,218 Forumite
    Dunroamin wrote: »
    Sorry, wrong again.

    Hence my question mark Dunroamin, I was asking not saying that was the case. You are obviously upset (((Dunroamin)))
    "Our prime purpose in this life is to help others. And if you can't help them, at least don't hurt them." Dalai Lama
  • fawd1 wrote: »
    I'm sorry if this sounds harsh, but I really struggle to see how 57 pounds per month can possibly be a problem if you have no mortgage, no childcare costs, and extra income from your parents. You must be getting in the region of 2.5-3k PER MONTH!!! to feed, clothe and keep 6 people. Do you eat only caviar and champagne?

    No, after deductions it is less than 2.5k take-home.

    No we do not live on caviar and champagne. The majority of our income is currently going on repayments for a loan for unsuccessful IVF treatment. The repayments are higher than a lot of people's mortgage payments (easily affordable when we had two incomes but now a large chunk of our monthly income).

    Thanks to Eviesaver and other useful contributors. I did not appreciate that it would be an incremental reduction when I first posted. Thanks for clarifying this.
    :D Thanks to MSE, I am mortgage free!:D
  • Marisco
    Marisco Posts: 42,036 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I've just read through the thread, and I must be a bit dense!! The op said a condition of adopting is to give up work till the kids start work, I got that, but when the adoption is finalised and the kids are "officially" theirs, what is to stop her going back to work then? What I mean is, she could say (and do) what they ask, but "renege" on it when the kids are hers. What can the adoption agency do?

    TBH and at the risk of sounding "nasty", I think the op has a cheek!! No mortgage, no childcare, big loan! That's tough, no matter what the loan was for, it's not the benefit agency's' problem!! If someone cannot live on £50k+, with none of the "biggies" (mortgage/childcare) then the rest of us are doomed!!

    I do think the way they have done the loss of CB is wrong though, they should have taken household income into account, that would have ironed out the anomalies, but I'm all for those on good incomes losing it, it's just a shame it won't be going to give those who need it, more!!
  • Own_My_Own
    Own_My_Own Posts: 6,098 Forumite
    Xmas Saver!
    Did it never cross your minds that if the IVF was successful that your home would go to one income ! Why say it was easy to pay with both incomes! If the payments are too much, why not take out a mortgage to pay it off. Then over pay the mortgage.
  • PippaGirl wrote: »
    Why poor kids?

    The OP failed to mention the huge bonuses that social workers receive when they finally get that placement order from the courts.

    Social services take hundreds of children away from their parents for no valid reason take them to court with the aim of placing the children for adoption. They go in to the courts, make up untold lies, stop the parents from being able to talk to anyone or make complaints about what is happening to them and their children or risk being sent to jail.

    Google forced adoption it will tell you much more.

    Adoption and fostering is a big business and more often than not social services use children as money pawns, because in the family courts more commonly known as the secret courts evidence isn't required.
  • embob74
    embob74 Posts: 724 Forumite
    My heart bleeds for you. I have an annual income of about £14,000 with 2 children. I dont know how I cope either.

    With the help of benefits such as child benefit, tax credits, housing benefit and council tax benefit maybe?
    I am a bit taken aback the OP thinks they will struggle on a wage of over £50k but I imagine it is a shock for anybody on any income to suddenly have that income reduced.
  • Poppie68
    Poppie68 Posts: 4,881 Forumite
    Tenth Anniversary Combo Breaker
    The OP is only going to loose approx £57 per month, hardly life changing.
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