The Spend Free September NSD Challenge

BigMummaF

InaPickle wrote: »

*Slinks into thread*

Ladies and gentlemen, I must admit to failing :eek: ....*Slinks back out of thread vowing to do better next month*

Avast Shipmates! Bring me the bones of MidShipman InaPickle & be hardy a'for 'ee slinks away!
The ol' sea dawg doth admit to using Fff.....FFFfffff....fffFFFFFf--ergeddit :undecided
An' we must make 'ee walk the plank! Arrrgghhhhh.

Igor? Would you be sokind as to pass the salty spray please. My timbers are shivvering...ta.

citizenkitten

HALF DAY UPDATE! WOO!

hahaha! it is my turn to celebrate all of you!

CONGRATULATIONS TO:

freebyfifty = number 29!!!!!! :beer: hope to see your 30th in my latter day update, and super congrats if you get under budget *fingers crossed*

nargleblast = number 15!!!!! :beer: that is exactly half the month spent not spending!

ifwisheswerehorses = number 17!!!!! :beer: and yay to your prize! see you in Oct!

stripeyjumpergirl = number 14 with 4 in a row !!!!! :beer: yes there are some bonuses of working crazy hours but remember to relax

pickle = 3/15 is better than 0,1 or 2 out of 15, every success here is celebrated, it takes practise to get into the swing of things.

VictoriaKe = number 12!!!!!:beer: well done for exceeding your target

L2B = number 20!!!!!!!!:beer: only 10 days of the month where you did spend! congrats on hitting your target.

evertheoptimist = number 12!!!!!!! :beer: good to make the last day of the month another NSD!





HELLO TO:

kerri - sounds like a wonderful night, i love being at the south bank, i have even grown fond of the architecture. :j


I reached my target of 5 however i did want to get one more but alas, was not to be.

HOWEVER! this has yet been my most successful challenge i have set myself so far, as i came in on budget!

OutofDebt-NOT-OutofDanger

Hi All,

Haven't reported back in a while.......must try harder:o

Anyway total for NSDs for September is 26.

See you all in October.

rubyinamountainofrocks_2

Got a final NSD day in here

Which means I have actually managed 3 in a row which I did not expect to meet

OH suggested we 'needed' yorkshire puddings so I attempted to make yorksire pudding thinking it would be totally simple if you saw the HM version you may have been inclined to agree we should have bought some :rotfl::o

Nargleblast

InaPickle wrote: »

*Slinks into thread*

Ladies and gentlemen, I must admit to failing dismally this month.



*Slinks back out of thread vowing to do better next month*

AAAARRRGGGGHHHHH! SHE SAID THE F WORD!!!!!!!

Freeby, what is this month's punishment for those who say the F word? Something disgusting I hope!

(We do not "fail" on here. We might not quite get our target number of NSDs but every NSD is a winner.)

Nargleblast

Good idea BigMumma, make the scurvy knave walk the plank!
A-harrr! Time to set sail - where's me buccaneers?

(Under yer buckin 'at.......Who said that? Igor? You being clever again? You know what happened last time you made a joke...and you still have a limp even now.......methinks deck swab Igor needs to do some plank-walkin' with Pickle....)

beanielou

Not a NSD as I have bought a jacket and boots & chocolate may have fallen into my basket too :rotfl:
I had ordered a jacket last week as M & S did not have my size.
Anyway got a different one from a M & S outlet today which was cheaper & got my boots there too so got that jacket & the boots for the price of the first jacket IYSWIM?
Well I know what I mean :rotfl:

kerri_gt

citizenkitten wrote: »

kerri - sounds like a wonderful night, i love being at the south bank, i have even grown fond of the architecture. :j

I know what you mean about the architecture - went past the bit where all the kids hang out on their skate boards etc, totally forgotten about that until we walked past. I did launch into the history of the Skylon restaurant when we walked past and why it is called what it is - one too many lemonades me thinks

Doesn't look like Sept is gonig to end on a NSD - need to get flea drops online for the cat - don't really want to deal with the alternative and she's due past being done :eek:

IF

Link to October's NSD challenge - Click here

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

penny73_2

Well did not squeeze any more NSD in but more than happy with 10. Ended up shopping and finding out I've dropped a dress size!!!!! :rotfl::rotfl:So this led to buying a top cardigan and jacket in new size:eek:

Oh well onwards and upwards for October