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The Spend Free September NSD Challenge

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  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi all :hello:

    Declaring early my 16th NSD thank you :A


    Funny+Cartoons+Joke+(2).jpg

    Brilliant If, love that:rotfl::rotfl:

    and yay to the NSD :j:j:j:j
    :) The time you enjoy wasting is not wasted time :)
  • No spend day yesterday - which means I have reached my target for the month :D:D:D
    PAID OFF FEB 2014 - £62.00
    PAID OFF MAR 2014 - £53.54
    PAID OFF APR 2014 - £47.00
    PAID OFF MAY 2014 - £62.80
  • Another NSD here :D

    Did have a Subway - but OH was going to pay ;) although he actually got mine 'free' with the card
    PAID OFF FEB 2014 - £62.00
    PAID OFF MAR 2014 - £53.54
    PAID OFF APR 2014 - £47.00
    PAID OFF MAY 2014 - £62.80
  • At work tomorrow, so refuse to take my purse with me. Means i will reach my target! Happy days. L2B.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • Bdini - hope you get a hearing soon, and I am sure your union will back you all the way.
    beanielou wrote: »
    POsitive vibes your way BINDI.
    BDINI - I only have one thing to say ..........Good Luck. Good Luck. Good Luck, well that's three things but you know what I mean :rotfl:
    BDINI - good luck from me too and well done for having the confidence to go ahead with it. He'll get what he deserves eventually

    Thanks everyone, i know it will be you guys that keep me sane throughout this!!
    I just hate the worrying, i'm still convinced he is going to find some way to turn this round so i end up getting sacked, i have to stay realistic & realise that's why i have a union to make sure that doesn't happen.

    My dad had given me enough money to pay off one of my credit cards as a thank you for helping him move house (bless him, i didn't want a thing, i helped him cos he's my dad & i love him!), but now i'm too scared to actually use it for this, i keep thinking i should save it to live on when i lose my job, & i hate that he's done this to me :mad:

    Anyhow, enough of me moaning on, not one today as had to get a few groceries (& a bottle of red as a treat :)), but i'm determined tomorrow will be, as i'm not planning on leaving the house at all!!
    February NSD challenge 5/15
  • Hi all

    I got my salary to find in it a unexpected bonus from work down last year and a raise. I've be able to pay off my Barclaycard with the bonus and close the card:T and bought rail tickets for my weekend away. It's brilliant knowing that I won't have to use my credit card for my weekend away.:j

    When I rang to close my Barclaycard they had a technical problem and they said the would ring me back which they did. I was happy it was on their phone bill:money:. I had a bit of a job convincing them that I wanted to close the card but eventually they accepted that I knew my own mind and closed the card.

    This has brought my Debtfree day forward by 2 months it will be March 2014 if I keep going as I am.

    DFF
    RBS £2,043.50 @0% until April 2014
    Virgin £2,522.78 @ 0% until November 2015
    Total Debt £4,566.28
    SPC 7 315. Emergency Fund 300/1000.
  • I actually managed to hit my target!!! 21 NSD's. Never again!
  • Good Morning :)

    Another small update from me this morning


    Well done to everyone for capturing NSDs and a double well done to everyone who reached their target


    Brokemedic – NSD #12 for you. :T You should not be disappointed with yourself, that’s an excellent number of NSDs to get. :) Well bloomin’ done.:T

    Emsloves – YAY:j :j Target reached NSD #21 in the bag for you. :j That’s a really excellent number to hit, well done.:T

    Ifwishes – A brilliant NSD #16 for you. :T The cartoon made me laugh, it was brilliant. :rotfl: If only we really knew what they are thinking, I’m guessing mine is saying ‘what’s for dinner’ and ‘when we going a walk’ :)

    Kerri – NSD #9 all done and dusted. :j Well done you. :T And excellent news about your little windfall, no need to tell you to spend it wisely, you're the queen of wise spending.:rotfl:

    Rubyina – I’m not exactly sure what number you’re up to but well doneon exceeding your target by one. :j That’s brilliant.:T

    Spoony – Woop woop NSD #25 and second target not only met but smashed with NSD #26. :j:j Brilliant :T

    And Hello to

    BDINI – How lovely is your dad.:A I know it’s easy for me to say, but use the money the way he intended it because you are not going to lose your job. :) You’ve done nothing wrong. Sending you a big (((hug))). You’ll get through this and come out smiling on the other side :A

    Debtfree – Brilliant news. :j How lovely must that feel and good for you for sticking to your guns and closing the card.:T
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • NSD #29 for me yesterday :j

    If I get through today that will be a month of staying under budget :T I'm a little bit chuffed with that. :o



    Have a great Sunday everyone and capture that last September NSD :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    morning all, yesterday was not a NSD, went to see a fantastic circus show up at the South Bank with OH, DB and his DGF, few drinks and mexcian afterwards (which OH treated us all too bless him :kisses3:) Didn't get home until later than expected but just one of those evenings where the time flew by.

    Spoony - fear not, unexpected pennies are being put away safe and sound. :A

    Need to get my bum in gear now, day of shopping (food and housey stuff), baking and ironing beckons - hardly wild but I feel I have actually managed to chill out this weekend, have a couple of lie ins and sit on my 'arris a bit more than usual and it's done me the world of good. :D
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


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