The Spend Free September NSD Challenge

flukeas

2 nsd and 2 in a row yah lol have been spending money but its not mine 2 nsd

rising_from_the_ashes

Oppps - forgot to post my NSD last night

No 1 please

Trying a totally different tactic this month (which I've part done for a while - eg take window cleaner, dog walker etc money out on payday & then don't need to count each spend - but never really totally got the hang of it for other things).

So ...... new plan is unbudgeted things only - as this is where I really fall down with impulse buys here & there . So, if it comes out the dog, cat, car etc budget, it's already been put aside and isn't a spend.

I'm not incl fuel as it's an essential & am allowed one sm visit / week (and now have the banana pot!).

Let's see how it goes!

brokemedic

First one of the month yesterday... woo hoo :j. Won't be able to manage one today as off to buy some vegetables but am hoping that I will manage a few during the week..

Hope everyone has a lovely relaxing Sunday

NSD 1

Hiddenidenity

Morning all hope all is well

Hoping today will be number 1 for me I will report in later to confirm

emslovesmickey

I don't think this month is going to start off well - just realised i left my favourite suit jacket in a hotel in London so i am going to have to pay to get it sent to me if they find it.:mad:

penny73_2

had theme park visit yesterday but took packed lunch (including all drinks) and budgeted for ice cream (for them) and 1 picture of the girls. Stuck to that so low spend day. :j:j
However today should be my first NSD will update later;)

marmiterulesok

rising_from_the_ashes wrote: »

Oppps - forgot to post my NSD last night

No 1 please

Trying a totally different tactic this month (which I've part done for a while - eg take window cleaner, dog walker etc money out on payday & then don't need to count each spend - but never really totally got the hang of it for other things).

So ...... new plan is unbudgeted things only - as this is where I really fall down with impulse buys here & there . So, if it comes out the dog, cat, car etc budget, it's already been put aside and isn't a spend.

I'm not incl fuel as it's an essential & am allowed one sm visit / week (and now have the banana pot!).

Let's see how it goes!

Hi rising glad to see you back.:)

As for impulse buying,do you only shop when you have to and have a shopping list?I do go out with my card,but only use it if I'm getting something that's not included in my weekly grocery budget (which I have in cash in my purse) and which I'll later deduct from whatever budget it comes from.Hope I haven't lost you there!

As a last resort,could you have an 'impulse buy' fund,seriously?I suppose it depends what impulse buys you tend to get.

I have a storecupboard budget and sometimes use that for impulse foodstuffs if my grocery budget isn't appropriate.Then I tend to buy in bulk.

PS Hope Maisie's keeping well.

emslovesmickey too bad about the jacket.:mad:

butdoineedit?

marmiterulesok wrote: »

I can do Wednesday the 5th,but sorry can't do the others.

Fae wrote: »

I could do the two Thursdays if that would help

solventsoon wrote: »

BDINI, I don't mind doing the second Wednesday - 12th - but I may not get the update done until Thursday, if that's not too confusing for Freeby

Thanks guys, you are all :A

& Freeby, thank you again for starting the thread, you really are a super thread organiser!!

None yet for me, but i didn't really expect to start counting until after my holibobs so not too bothered.
Going for a quick coffee with a friend, then it's home to repack my suitcase for the umpteenth time ready for the morning! I'll try to bring you all some sunshine back!!

Munchin

Hi all

Can I join again please. I really need to tighten the budget if I'm to be anywhere near debt free by the end of the year/early next year. I'll go for 12 NSDs and 3 in a row.

Thanks
M

flubberyzing

Got my first one in yesterday! Not today though, had a trip into town for school trousers!