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The Spend Free September NSD Challenge
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NSD 1 achieved!!! Thank goodness i bought that stamp yesterday.....lol.....starting the month with a clean slate.
L2B.xLBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/20180 -
WOW I can't believe how tuff August was with little un off school, days out, shopping trips new uniform n shoes really taken a toll on savings and think I managed just 9 NSD all in all never mind back in school Monday, back in routine and back to filling pots up can I please be put down 15 for September....SW loss 7st 4lb
NOvember #29 1/NSD £0/£250.0 -
HOHOHOoffwegoKaren41 wrote: »WOW I can't believe how tuff August was with little un off school, days out, shopping trips new uniform n shoes really taken a toll on savings and think I managed just 9 NSD all in all never mind back in school Monday, back in routine and back to filling pots up can I please be put down 15 for September....
HHHoffwegoKaren41 You've still done really well-9 is a great number to have got!:j
As you say,hopefully back to school and a routine will help!:)0 -
#1 NSD for our house. :j:T:) will update sig now xxx200 weeks £25,000.00 / £7000
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Day 1 = NSD for me!0
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Hello eveyone
I am going for 12NSDs this month. It's a spendy month for me with 2 wedding anniversaries and 2 birthdays this month. Freebyfifty icons are so right for me this month and you're right there's always time for cake.:)RBS £2,043.50 @0% until April 2014
Virgin £2,522.78 @ 0% until November 2015
Total Debt £4,566.28
SPC 7 315. Emergency Fund 300/1000.0 -
Can I play please?
I've done this before, but not for a couple of years, and what with a recent unfortunate change in job-situation, I need to watch the pennies a tad!
Soooo... Let's do September with 10 NSD. Starting gentle!Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
I think I will try this and go for 8!
I think it might open my eyes to all the little things I end up buying as well as hopefully help me recognise more of my spending habbits and rituals!
Bank Overdraft 1 - £1287; Overdraft 2 - £900; Credit Card - £395; Store Cards - £340; Car Finance - £8450:
Trying to reduce debts one step at a time!0 -
freebyfifty wrote: »The less I reveal about my wild urges the better :rotfl::rotfl:freebyfifty wrote: »Front page updated again
Trying to stay on top of things and not be a bad thread organiser ever again
Wow... lots of newbies have joined up today, a big welcome to you all :wave: If you need any help or advice please just ask, we're a helpful bunch and mostly tame when fed:D:D
NSD no 1 for me today please freeby, I've been very good today, no idea how long that will last though:D:DThe time you enjoy wasting is not wasted time
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Right, I've stayed up late to do my budget! Looking very depressing but hey ho, can only keep plodding on and keep my fingers crossed I get a better paid job (or win the lottery) soon!
Anyway going to try for 15 NSDs in September. Today wasn't one as nipped into town cos kittens decided to turn their nose up at P3ts at H0me food. Went and bought super cheap foreign stuff then they flippin wolfed down! Crazy kits!
Oh, decided to cut down on the alcohol as well, save some money and hopefully lose some weight. Although I did replace tonights usual glass of wine with jaffa cakes and milk so maybe not
JCG x0
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