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Store took card payment FIVE times...can i get my money back???

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Comments

  • malchish
    malchish Posts: 341 Forumite
    When you get your money back for unauthorised transactions, complain and you could get £25 compensation for the trouble. 1 hour of telephone conversation + 1 letter recorded may well = £25.
    What a mess! Mistakes happen, but those who make mistakes must pay for them.
    If you mistakenly go overdrawn, nobody would pat you on the back - you will be charged for your mistake. The same way, if a company made a messy mistake - well they should pay, not just say sorry. Basically, sorry+£25 is better.
  • Valli
    Valli Posts: 25,603 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    malchish wrote: »
    When you get your money back for unauthorised transactions, complain and you could get £25 compensation for the trouble. 1 hour of telephone conversation + 1 letter recorded may well = £25.
    What a mess! Mistakes happen, but those who make mistakes must pay for them.
    If you mistakenly go overdrawn, nobody would pat you on the back - you will be charged for your mistake. The same way, if a company made a messy mistake - well they should pay, not just say sorry. Basically, sorry+£25 is better.

    Crap advice BECAUSE you are not advising the OP properly.
    In order to complain; and receive an apology and compensation, the complainant needs to know who is at fault.
    Don't put it DOWN; put it AWAY
    "I would like more sisters, that the taking out of one, might not leave such stillness" Emily Dickinson
    :heart:Janice 1964-2016:heart:

    Thank you Honey Bear
  • visidigi
    visidigi Posts: 6,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    malchish wrote: »
    When you get your money back for unauthorised transactions, complain and you could get £25 compensation for the trouble. 1 hour of telephone conversation + 1 letter recorded may well = £25.
    What a mess! Mistakes happen, but those who make mistakes must pay for them.
    If you mistakenly go overdrawn, nobody would pat you on the back - you will be charged for your mistake. The same way, if a company made a messy mistake - well they should pay, not just say sorry. Basically, sorry+£25 is better.

    Could, so its not a right then? Nor legal obligation, its a 'could'

    £25, how do you arrive at that number and can you guarantee its £25, what if its £20 how do you cope with the missing £5? This affects my effort to profit ratio. Its important.

    1 hour on the telephone - if your time is £25 an hour can I pay you not to write such rubbish on this forum, you're ruining it for me and others.

    May, so you mean its not a guarantee, I could do all this and end up with a phone bill, the cost of writing a letter and the cost of a stamp? These odds are getting no better.

    Must pay for mistakes, in that case you owe me £'000's as you've made plenty of them lately.

    They should pay? or they will pay, I can't go on without knowing if my profit/loss will be affected negatively or not by this consumer right not working as I have been informed by you it should.

    sorry + £25 is better, of course it is, but then again, the whole thing is just an opinion, there is no stone hard cold fact that the banks/retailer will provide you with £25 each time a mistake is made.

    Please PLEASE PLEASE stop posting such rubbish on this forum!!! :mad:
  • teajug
    teajug Posts: 488 Forumite
    If you go overdrawn 50p without an overdraft agreement, the banks will not think twice in charging for their administration costs:mad: so why not customer charge for their time and costs. :mad:
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    teajug wrote: »
    If you go overdrawn 50p without an overdraft agreement, the banks will not think twice in charging for their administration costs:mad: so why not customer charge for their time and costs. :mad:

    The banks are a business offering a service your know, why shouldn't they charge for it?
    And why should they pay for b&m's error
  • visidigi
    visidigi Posts: 6,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    teajug wrote: »
    If you go overdrawn 50p without an overdraft agreement, the banks will not think twice in charging for their administration costs:mad: so why not customer charge for their time and costs. :mad:

    As has already been stated, B&M will provide for anyone who has incurred bank charges as a result of this mistake, so its the retailer who will pick up the fault here, and its them, not the bank that has made the mistake.

    You agreed to pay X to B&M, they took Y by mistake, they return you to paying X instead of Y. If taking Y caused an expense to you, B&M have said they will refund it.

    You don't go over your overdraft yourself by mistake, and if you do, thats because you do not have a grip on your account balance.

    These are two very separate things, one is an administration error, the other is lack of judgement.
  • malchish wrote: »
    When you get your money back for unauthorised transactions, complain and you could get £25 compensation for the trouble. 1 hour of telephone conversation + 1 letter recorded may well = £25.
    What a mess! Mistakes happen, but those who make mistakes must pay for them.
    If you mistakenly go overdrawn, nobody would pat you on the back - you will be charged for your mistake. The same way, if a company made a messy mistake - well they should pay, not just say sorry. Basically, sorry+£25 is better.

    They could also give you £0, or £5000 and a flying pony.

    Seriously, can't you find another forum to post your 'thoughts' on?
  • SuperHan
    SuperHan Posts: 2,269 Forumite
    Part of the Furniture 1,000 Posts
    malchish wrote: »
    When you get your money back for unauthorised transactions, complain and you could get £25 compensation for the trouble. 1 hour of telephone conversation + 1 letter recorded may well = £25.

    It shouldn't have taken an hour of telephone conversation. I wasn't affected by this, but knew about it as I happened to ring my bank on the relevant day. The prerecorded message explained that it was a B&M problem that was in the process of being reversed before I even got to what I was ringing for.

    But then again, that did waste at least 30 seconds of my time... I think I might write to B&M asking them for £7.62 compensation for that wasted time...
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