Claiming compensation for car accident while pregnant (not my fault)?

adamc260

vaio wrote: »

Google "personal injury cash back", pick the one offering the most cash back and give your case to them.

They will get you anything you are entitled to and will work on no win no fee

Strange recommendation... do Tesco give you £50 up front to come in and shop with them?

The companies that offer the cashback are the ultimate ambulance chaser firms.

penny_crayon

Tilt wrote: »

Well you are going to need some form of evidence to back up your claim I would of thought. As I see it, you may have a case to pursue 'consequential losses' (for loss of earnings) but you will need to show an evidence of an actual injury to pursue an injury claim. Do you have legal cover?

My insurance does have legal cover.

Tilt

penny_crayon wrote: »

My insurance does have legal cover.

Then surely that is your first port of call. Thats what you pay them for.

arcon5

Op missed a days wage because she was admitted to hospital as a result of the accident...... imo this is fair enough! The hospital will have records of the visit to confirm this.... and just because no injury may have been recorded doesn't mean the claim is invalid.

If this is all you are seeking op, it could be worth writing to the other party asking them to compensate this. They may be tempted to do so without involving insurance companies.

vaio

adamc260 wrote: »

Strange recommendation... do Tesco give you £50 up front to come in and shop with them?

The companies that offer the cashback are the ultimate ambulance chaser firms.

Paying for referrals has been the norm for a long time, traditionally it's been the insurance companies/legal cover firms that get the referral fee rather than the actual injured person.

Now some firms are offering the referral fee to direct to people who self refer so the injured person gets the fee rather than the insurance/legal cover firm. I think the self referral fee is smaller than that given to insurers so it reduces overall costs too.

Surely this can only be seen as a good thing? (unless you are an insurer/legal cover firm)

garynuman

Would it not have been more practical to get medical evidence and take photos, etc. when you were IN hospital? Why wait a year to claim? Sorry, but this sounds opportunistic this late on..

Gaz

mikey72

arcon5 wrote: »

Op missed a days wage because she was admitted to hospital as a result of the accident...... imo this is fair enough! The hospital will have records of the visit to confirm this.... and just because no injury may have been recorded doesn't mean the claim is invalid.

If this is all you are seeking op, it could be worth writing to the other party asking them to compensate this. They may be tempted to do so without involving insurance companies.

It's not worth going direct. The third party insurer will make a derisory offer. The only way to get a reasonable payment is to use a PI company.

adamc260

vaio wrote: »

Paying for referrals has been the norm for a long time, traditionally it's been the insurance companies/legal cover firms that get the referral fee rather than the actual injured person.

Now some firms are offering the referral fee to direct to people who self refer so the injured person gets the fee rather than the insurance/legal cover firm. I think the self referral fee is smaller than that given to insurers so it reduces overall costs too.

Surely this can only be seen as a good thing? (unless you are an insurer/legal cover firm)

The fee solicitors pay to insurers isn't recoverable... it comes out of the amount they solicitor gets if successful. The fact they pay the client directly just means they earn more as they're paying less out, that's all lol.

vaio

Yep, but equally the referral fees is part of the solicitors overheads, reducing those would probably be taken into account next time the rates are set for handling claims although granted the effect would be small (if measurable at all).

Notice you didn't comment on the equity of the injured person getting the referral fee rather than the insurer/legal cover firm. Got an interest to declare in this area?

Sgt_Pepper_2

garynuman wrote: »

Would it not have been more practical to get medical evidence and take photos, etc. when you were IN hospital? Why wait a year to claim? Sorry, but this sounds opportunistic this late on..

Gaz

You have up to 3 years to claim for PI and must be fully recovered as its a one time only payment.