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Provisional driver monthly policy

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Comments

  • hollie.weimeraner
    hollie.weimeraner Posts: 2,155 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 26 August 2012 at 9:52AM
    Poppy9 wrote: »
    I did ask Direct line this when I rang them and they said if my vehicle, which is insured with them is in an accident I have to inform them even if I do not intend to claim from Direct line as all insurance is based on full disclosure.

    Yes you do have to inform them BUT with most protected bonuses you are allowed a limited number of claims on that particular policy (unless you have a policy with a guaranteed bonus). If your son/daughter has an accident with Provisional marmalade it does not (should not) count as one of the claims on your own policy as it is the provisional driver that is insured and not yourself.
  • oscarward
    oscarward Posts: 904 Forumite
    Part of the Furniture 500 Posts Name Dropper Car Insurance Carver!
    We took out inurance with Collingwood for our son when he was learning. It could be done for a week at a time after the initial month so was useful for half term etc.

    The beauty was that if he crunched the car the only person it would show on his history was himself.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Poppy9 wrote: »
    Direct line my current insurers charged me £74 to add her for one month so I have done that.

    If it's not just you (or another named driver) supervising, it's worth checking your policy to ensure the supervisor is covered to drive the car if the learner can't. Most do allow an unnamed driver to take over and drive the car, but it's worth getting it written down if you ever think an unnamed driver will be supervising.
  • Poppy9
    Poppy9 Posts: 18,833 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    mikey72 wrote: »
    If it's not just you (or another named driver) supervising, it's worth checking your policy to ensure the supervisor is covered to drive the car if the learner can't. Most do allow an unnamed driver to take over and drive the car, but it's worth getting it written down if you ever think an unnamed driver will be supervising.

    I've confirmed at time of issue that the only two drivers who will be supervising is myself and OH, no one else will have access.

    She's had a block of 10 lessons and is now on her second block so we are just letting her have short drives at quiet times to give her more road time and experience.
    :) ~Laugh and the world laughs with you, weep and you weep alone.~:)
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