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1st Credit - Barclaycard

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Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    4 years sounds serious, so either rape, agrivated burglary or drugs
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • Hi well no credit agreement has arrived after the 12+2 days. Any advice on my next step please?
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    Ignore them.
  • Cheers Gordon - one more question can they put anything on your credit report in their own name, or must it be from the original creditor?
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    If they have bought the debt any entries will be in the DCA's name.
  • RichL74
    RichL74 Posts: 938 Forumite
    Eighth Anniversary 500 Posts Combo Breaker
    chanz4 wrote: »
    4 years sounds serious, so either rape, agrivated burglary or drugs

    Maybe all three - however it's not any of your concern is it?
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