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2 days until I'm DF!

edited 28 August 2012 at 6:09PM in Debt-Free Wannabe
35 replies 9.5K views
mrsb83_2mrsb83_2 Forumite
914 posts
edited 28 August 2012 at 6:09PM in Debt-Free Wannabe
Wow.

After a frugal month, I've been able to move my DFD forward from the 25th September to the 24th August. That's in two days' time!

I am in shock. I remember updating my figures to 8% paid off and how daunting the task seemed. But budgeting has changed my life completely, and I've paid off £24k in two years whilst having more ££ in my purse and having learnt the real value of a pound.

Good luck to all of you starting your journeys, or coming to the end as I am. This site has allowed me to become financially literate for the first time in my adult life, and I couldn't be more grateful.

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Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid

DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012

£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£310
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Replies

  • McKneffMcKneff Forumite
    38.2K posts
    Part of the Furniture 10,000 Posts
    ✭✭✭✭✭
    Well done Mrsb.

    :j:j:j:T:T:T

    And thanks for the update to, it always encourages others when they hear a success story.

    Regards
    Annie
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
  • WoW!!!! Fantastic news!!! Roll on the 24th :j
    Wealth is what you're left with when all your money runs out
  • the-mangothe-mango Forumite
    818 posts
    Xmas Saver! I've been Money Tipped!
    Well done!!:beer::j:T
  • Well done! It's amazing how much you learn after the LBM,I feel like i have grown up and become an adult at last (About time at 38)!!! I wish you luck on your onwards journey!
    Having a Consumer Holiday 2015:A

  • Thats a hell of an effort in two years. Give yourself a pat on the back!
    What will you do with all that extra cash now eh? Well done.
    May 2018 - £159k + £3.5K CC - let the countdown begin! :)
    March 2019 - CC gone and bye bye M2 on 31st! £140k to go.:j
  • Just think - if you carry on, in 2 years time you could have £24k in your bank !!!
  • Well done!! I am 1 month away from paying off my loan and having no more debt!!

    That's £20k paid off in 5 years. Feels like forever lol
  • wow thats fantastic !!!!! How the hell did you manage that!!!

    Well done :)
    Starting Debts 2012 £14,312.71
    22/08/12 - £13,234.90
    **Based on current min payments - Debt free by 01st Sept 2020**
  • Well done MrsB83! that is fantastic!
    As said above are you going to start on the saving?
    Be lovely to know how you get on
    Fraggle
    1% challenge £2015.50 = £20.16
    Make £2.50 a day £80.82/77.50
    Sealed pot opening Nov 2018: ???
    Going back to being to basics. And penny pinching in 2018 This will be my year 😘
  • MrsB83 wrote: »
    Wow.

    After a frugal month, I've been able to move my DFD forward from the 25th September to the 24th August. That's in two days' time!

    I am in shock. I remember updating my figures to 8% paid off and how daunting the task seemed. But budgeting has changed my life completely, and I've paid off £24k in two years whilst having more ££ in my purse and having learnt the real value of a pound.

    Good luck to all of you starting your journeys, or coming to the end as I am. This site has allowed me to become financially literate for the first time in my adult life, and I couldn't be more grateful.

    WOW! That is amazing! I feel so happy for you. Today is the day I begin my journey to debt-free. Thank you for your inspiration - it came at the perfect time, congratulations once again! :-D
    "Earth provides enough to satisfy every man's need, but not every man's greed."
    - Gandhi
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