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Sat & Sun 18th & 19th What DFW Things Will You Be Doing?

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!
debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
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Comments

  • Good Morning

    well iam just going to bed

    todays todo
    meals from stores
    try for a nsd
    washng on
    hang washing up
    keep the house tidy

    enjoy a few hours with dh

    hope you have a good Saturday xxxlppxxxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • I'm going to Mr T's to see if I can get DTD back on some items, overcharged me £5!!!! Probably have taken the sels away now!!!
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning LPP hope you are well! Thanks for starting :)

    Today I will

    - Meals from store
    - Washing and out to dry
    - Try for a NSD
    - Write some letters to the bank!
    - Hopefully see some friends :)

    Have a good day all! x
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • Good morning all, and thanks lpp for starting us off...
    I'm pleased to report that I'm feeling a little better today, finally. I still have conjunctivitis and a sore throat but I don't feel as wiped out as I did yesterday that's for sure.
    This weekend will have to be low spend, I have no choice.... here's my list.
    :) checked online banking
    :) diet hard (13 days to go)
    :) try and see about doing some school work
    :) flylady (I'm already part way through this)
    :) visit a friend for lunch
    :) have a girlie night in tonight with my mum and sister (OH is out spending big as it's his stag do)
    :) get back the £50 that's owed to me from above night out
    :) get OH to fuel the car as he's used it all week
    :) try not to overdo it, just because I feel a little bit better

    Take care all and have a good weekend.
    xxx
    Ninja Saving Turtle
  • La_escocesa
    La_escocesa Posts: 3,119 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi everyone :wave:
    • I'm doing a couple of surveys £3
    • Going to the cinema courtesy of our clubcard vouchers
    • Getting snacks for cinema in the supermarket :cool:
    • Wearing hubby's club's hoody to the cinema - I'm like a walking advert :rotfl:
    • Doing loadsa housework cos it is well overdue :o
    • Had a lime and soda at the pub last night instead of a beer ;)

    Catch up soon xxxx

    Ooh, also need to finish off our snowball with all the correct APRs - Nov 2016 is looking doable :T
  • OrangeFairy
    OrangeFairy Posts: 2,630 Forumite
    1,000 Posts Combo Breaker
    Morning all!

    I have been a bit MIA lately but everything has gone a bit mad as i have got a new job! :j:j:j:j:j:j:j:j:j:j:j

    Left my poisonous workplace yesterday. My Uncle said good luck and bought lunch but told my colleague he was pleased i was going as it meant he could push the company forward. This shows he is bothered and is just being mean as i do the admin , i have been there 10 years and all the customers love me and i know the products and systems so to replace me wont really push the company forward! I don't care now because i have gone! Such a lovely feeling. My 2 colleagues arranged for a big bouquet of oranges flowers (my fave colour if you hadn't noticed) and a good luck balloon!

    Onwards and upwards with more money to clear my debts from my full time job!

    Today

    Housework
    Move around slowly - suspected to have endometriosis so seeing how it goes for 3 months but in a lot of pain at the moment - little better today
    BFF is coming over today so say hello and let her kids play with mine
    NSD - use up leeks in the fridge for a leek bake
    Hubby to get some of the potatoes he has gown in the garden for dinner
    Work out my new SOA :j
    Ring Nan to thank her for my new job card
    Early night tonight as i feel exhausted!
    Check banking

    Thats me

    La E - reminds me to start doing surveys again. After earning £80ish over 4 weeks (including a study forum) i have been a bit neglectful for a couple of weeks!

    Wannabee - glad you are feeling better- take it easy xx
    Orange Fairy
    House Purchased April 19 :) CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb


  • princess_pea
    princess_pea Posts: 357 Forumite
    Part of the Furniture 100 Posts Name Dropper Photogenic
    edited 18 August 2012 at 1:35PM
    LPP - Thanks for starting the thread
    Wannabee - Glad you're feeling better - don't diet too hard!
    Orange Fairy - Congrats on leaving there and good luck with the start of a new beginning :j

    Today and tomorrow...

    LSDs - Got bread, milk, cereal and some biscuits at Mr Ts using a clubcard voucher this morning
    Check surveys - done
    Check bank - done
    Get some washing done and out on the line - lets hope the rain holds off!
    Hoover, iron and clean the bathroom (my worst chore!)
    Do some coursework - making progress :T
    Take poochy on a big walk later today and tomorrow
    Do a bit of baking tomorrow

    Have a great weekend everyone
    02 0% £719.20 £559.36
    Creation 1 0% £1,829.88 £1,307.43
    Creation 2 0% £604.80 £537.60
    Car Finance 10.9% £17,163.84 £2,503.06
    Credit Card 24.9% £815.94 £0

    Total £21,133.66 £4,907.45

    Mortgage £128,560 £114,903
    Long-Term Savings Pot £1

    Debt-Free Wannabe Diary
  • Tiggy10
    Tiggy10 Posts: 443 Forumite
    Tenth Anniversary Combo Breaker
    Thanks LPP for starting.

    Just a busy day of decluttering for me today. Going to do a carboot tomorrow as the weater is nice. Make some money to go to visit some friends in Portsmouth and Southampton next weekend! :)
    Paying it all off in 2017:
    Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
    Finance 2- 335
    CC - [STRIKE]2000[/STRIKE]1800
    OD 1 - [STRIKE]2200[/STRIKE] 1850
    OD 2 - 2500
  • Today:
    Checked online banking (found that MT's only charged me £3.00 for £30.00 of petrol) BONUS :)
    Changed Beds
    Paid B/H Via phone to stop me going into town and spending.
    Waited in for buyer to come for computer desk.
    Called into friends for coffee, and he gave me two bottles of wine as clearing out ready for his move!

    Going to make some more fairy cakes with kids.... as lots of stuff here to decorate them with and they love it :)
    Prepare some of the veg ready for tomorrows Sunday dinner.
    Meal plan for the week
    Activity plan for week.
    Put all the stuff ready for car boot back into shed as my local packed one is shut tomorrow!!! GGGGGGGRrrrrrrr
    1% challenge £2015.50 = £20.16
    Make £2.50 a day £80.82/77.50
    Sealed pot opening Nov 2018: ???
    Going back to being to basics. And penny pinching in 2018 This will be my year 😘
  • Pernicious
    Pernicious Posts: 1,786 Forumite
    Afternoon everyone,

    Hope the sun is shining where you are! I was up early this morning thanks to the new neighbours...they've also now taken to using the fence as a washing line - technically it's their fence (well, the councils) but the wind has blown things off into our garden, & when DH tried to give it back over the fence he was told it's not theirs?! Neither were the plastic toys chucked over apparently...Not impressed :(

    Anyway, thanks LPP for starting us.
    Wannabee - Glad you're on the mend.
    OrangeFairy - Congratulations on the new job! Ignore your uncle, no offence as I know he's family but he doesn't sound like a very nice man!!

    Today I have/will:-
    • Food from stores
    • Log calories using free app
    • Charged phone via pc
    • Check online banking
    • Trying to declutter a bit & do some flylady
    • Must try & do a survey or 2
    • Keep a log of noise for council
    • Go to second job tonight
    • Only make use of tips for drinks, no spending!
    • DH did 6 hours overtime, on about 4 hours sleep thanks to the neighbours! Instead of the TV blaring they were talking really loudly in their garden at gone midnight
    • Catch up on yesterday's thread
    Have a great, MSE day everyone!
    :idea:Debt at July 2012: £12,862.57 :eek:
    :dance:Current Debt: £0 :j
    100% paid off!
    :think: Savings Goal for November 2016: £5000 :cool:
    :D Current Savings: £1176.24 _party_
    23.52% Saved!
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