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Sat & Sun 18th & 19th What DFW Things Will You Be Doing?
Comments
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Good morning
well the sun has got his hat on so 2 washings out on the line
so todays to do
letters to cancel ppi
ironing wash on
tidy up
meals from stores
try and sleep til 4pm
check ebay
check banking
have a great day xxxxlppxxxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Morning lpp :wave: and everyone who comes along! Thanks for starting lpp

Today continues with all the stuff with the house buying :eek: going to finalise the mortgage appl later today - all v grown up and frightening stuff :think:
Small things though!
[STRIKE]check banking, work out some figures, shift funds [/STRIKE]
work out budget for when we have a mortgage :eek:
[STRIKE]get petrol,[/STRIKE] check tyres, oil and water
[STRIKE] all meals from stores[/STRIKE]
go for a run, well at least attempt to after damaging my ankle a few weeks ago
[STRIKE] stick to diet[/STRIKE]
[STRIKE]do a load of washing[/STRIKE] did two
[STRIKE]clean the flat - its a tip[/STRIKE]
[STRIKE]text BFF and say sorry for not saying goodbye to her last night[/STRIKE]
[STRIKE]go through cupboards and freezer and work out meal plan/shopping list - have done so well the last 2 weeks and have spent less than £50 on food shopping :T
[/STRIKE] went shopping and spent £12/3 :T think that's it expect milk, bread and a little fruit at the end of the week. Think I will get away with spending £65 for 3 weeks for 3 people :money:
ex-mil gave me 2 bags of turkey & gammon. Took one to bro's and made a pasta bake and will use the other later in the week in fajitas for dd
I think that'll do for today! Have a great day everyone, hope it's as gloriously sunny where you are as it is here xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
OF that's fantastic news! So happy for you you clever thing :j :j :beer: :j :jDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950 -
Thanks DNMS.
I start tomorrow - sooo nervous!!!
Perni - he is not a very nice man!!!Orange Fairy
House Purchased April 19
CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
My main aim today is to get some stuff on ebay.
But smaller things I'm doing today:
Aiming for a NSD - wasn't going to happen as my daughter had a birthday BBQ to go to so I would have needed diesel to get her there, but the party is cancelled now due to the weather.
Make a curry with the chicken that I took out to defrost (instead of my usual sunday night takeaway)
Come up with a few ideas for Xmas presents. It is coming around so fast & I usually leave all my shopping until the last minute then spend money unnecessarily because I panic buy. Planning now means I can get things over the next few months, so December & January I hopefully won't be so skint!
x0 -
havent posted in one of these threads for ages but reading through your posts I find I'm doing a lot of 'DFW' stuff today without even realising!!
- checked internet banking and credit card statements
- moved topcashback money (£27) into bank account!! (at last, only been waiting 6 month for it to clear!!)
- need to get some washing done and hang on the line (dont have a dryer so no temptations there!)
- prepared corned beef hotpot for tea
- housework
- browsing MSE boards
- def a NSD as not leaving the house unless its to pick other half up from work!!
yay.on the road to recovery..:o0 -
OF - Don't worry, you'll be great!! Best of luck x
DNMS - Ooh very exciting re the house! It's scary now but believe me it's one of the best things you'll ever do.
Today I have/will:-- Food from stores
- Log calories using free app
- Charged phone via pc
- Check online banking
- Trying to declutter a bit & do some flylady
- Must try & do a survey or 2
- Keep a log of noise for council
- Do some AAT studying
- Get some free exercise on my pole
- Washing on eco setting x2
- Hang out to dry
:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
Current Savings: £1176.24 _party_
23.52% Saved!0 -
Just remembered to use Mr T's price check as well!:idea:Debt at July 2012: £12,862.57 :eek:
:dance:Current Debt: £0 :j
100% paid off!
:think: Savings Goal for November 2016: £5000 :cool:
Current Savings: £1176.24 _party_
23.52% Saved!0 -
Hey all

Thanks for the lovely welcome, or should that be rewelcome?!
We met my family at the seaside yesterday which was lovely, if rather warm, despite slathering on the factor 50 (yes, really) I managed to pick up a couple of nasty bits of sunburn, must have missed some spots
it is nothing compared to last years burns though, and thankfully not painful at all.
Today will be an NSD, as we plan not to go anywhere so we don't have to close the house up (it gets too hot!).
Other things:
- just checked bank, £30 left and about £11 in my wallet - hope to have some of that left by payday on Friday!
- started doing next month's budget
- clicks and searches etc
- maybe try and do some surveys
- washing is hanging on the line
- NSD
Hope you are all having a lovely sundayClicking, searching and surveying my way to a life of debt freedom!
Debt Free 27th Nov 2012
Weight Loss so far: [STRIKE]12lb[/STRIKE][STRIKE]13lb[/STRIKE][STRIKE]15lb[/STRIKE][STRIKE]16lb[/STRIKE] 17lb0 -
Checked this month's budget, have managed accrue £25.00 savings by careful spending and slightly being generous with some bills allowances
.
So, using my "Modified Rule of Three" Rule i.e. 50% to Budget Contingency Fund (BCF) ; 25% to Debts and 25% to Personal Spending - means that equates to £12.50 BCF, £6.25 to debts and £6.25 to Personal Spending.
Having a cheap day in watching TV and resting..DFW'er - Lightbulb moment : 31st July 2009 - £18,499
28th October 2019 - £13,505 - 27% paid off.
Demolishing my House of Debt.. one brick at a time!!
Thinking of spending???..YNAB says "NO!!!!"0
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