How do I find out who has made a payment into my Bank Account

WideWall

How do I find out who has made a payment into my BankAccount

How can I find out from my Bank who has made a payment intomy account ?

I do not wish to incur any charge for this and do I need tokeep it and not spend it

in case its not mine.

Will I have to repay it at some time in the future ?

Can I force the bank to find out more details of thetransaction as I may need

to obtain a 'tax' certificate.

Also what if its a way of money laundering from'Joe Bloggs'??

My TIA for any suggestions.

coldhandoff

All the bank will be able to find out are the account number and sortcode it came from.

Andystriker

Ask the Bank

RuthnJasper

Phone the bank as soon as possible. Until you are 100% sure that it's rightly yours - AND the cheque is cleared by the payer's bank - don't spend it. If you have online banking it might not show up fully until it's been cleared.

Best wishes.

jonesMUFCforever

Let's start at the beginning - what exactly is the description on your statement?

WideWall

jonesMUFCforever wrote: »

Let's start at the beginning - what exactly is the description on your statement?

I phoned the bank in March and the said that they could only give me details that already appeared on my statement.

On my statement it says - " ISM client distribution and the amount. " I do not know who ISM is/are.

It seems odd to me that the bank cannot/willnot give me any help to find out who this is. Until I can solve this I will have to keep it separate from my other finances in case I need to give it to the rightful owner or spend it if its mine !!

coldhandoff

WideWall wrote: »

It seems odd to me that the bank cannot/willnot give me any help to find out who this is.

How are they supposed to know? As I said, they will only be able to find the account details where the payment was sent from.

http://www.ismcapital.com/

jonesMUFCforever

How much are we talking about?

ISM client distribution seems to be a Capital raising firm - their website has an address, a telephone number and photos of all the senior management team including e-mail addresses.

If it is a size-able amount contact them.
The bank will only have the details such as sort code and account number of the sender.

caela_2

Andystriker wrote: »

Ask the Bank

Mr. Helpful strikes again, maybe that's what the name means. :T

Sagz_2

jonesMUFCforever wrote: »

How much are we talking about?

ISM client distribution seems to be a Capital raising firm - their website has an address, a telephone number and photos of all the senior management team including e-mail addresses.

If it is a size-able amount contact them.
The bank will only have the details such as sort code and account number of the sender.

I'd contact them and ask if they've lost any money..... and would they like 80%
of it back:D

xylophone

http://www.ismcapital.com/contactus.asp

Write - explain that the company's bank has credited your bank account with Xbank with an amount of £y on (date) but that you have no connection with the company - you would be grateful for clarification.