Missed Payments 1yr Ago... Possibility of Rejection from New CC?

sleeps

I disagree with "higher risk" In this financial situation the UK is in, it will be counted as low risk. Look at the High unemployment and the amount of people defaulting on payments.

As you work in the financial world you know better.

MaccyDs

CLAPTON wrote: »

you have forgotten to tell us what your credit records say
your income
your debts
on the electoral roll etc.
any financial associates

1. £30k+ (it is over £30k but with income from shares it can be more but I'd work off the static £30k). I have a fair bit in savings that I rarely dip into as it is for when I have a child or if I lose my job.
2. I have £400 on one CC (self-imposed limit of £750) and £300 overdraft (out of an agreed £1,000 OD limit).
3. On electoral role.
4. Financial associates?

I am going to apply once I am back from holiday and see where it gets me, just don't want a rejection on my file