Crash for cash

UKR3

Mols, make sure you insurer chase up the witness as a priority.

adamc260

Mols wrote: »

Thank you for your messages.

We have general photos of the vehicles, and photos of both the driver and passengers standing around chatting before the police arrived.

We then have photos photos of them with the emergency services lying on the side of the road and then with neck braces and then on stretchers. We also have photos of the vehicles, the marks on the road where the front car skidded to a stop, and also photos of our vehicle which crashed into the back of it, photos showing the bend and no stopping road markings and the witnesses. One of the witnesses gave a statement to the Police and also gave us his name and number in case we needed confirmation of what really happened.

I have written down the details my fiance provided to the Police, and the information he remembered after the shock when we got home so we have a full account for the insurance company tomorrow.

Thank you very much for your advice. It is very much appreciated.

Mols

Why couldn't I have policyholders like you when I worked in Fraud!! Most just went 'Uhh... I didnt really take anything'

alistair.long

Mols wrote: »

Hi

My fiance has lost his vehicle tonight which will be a 'write off' and is concerned by not only the insurance costs, but also of any points he may get on his license and any claims for the 4 ambulances and road clean up he may find himself liable for.

It just seems that your fianc! was driving tooo fast on a blind corner. What if a child ran out between 2 cars on the blind corner.

causing substantial damage to your own car indicates that your fiance must have been speeding and possibly driving dangerously. we should drive slowly on corners you cannot see around.

Mols

Thanks for your message alistair.long

The vehicle is a 'write off' unfotunately due to its very low value rather than the extent of damage. It passed its MOT only last week, we know it was in good order and the brakes were checked and OK.

If the accident was a normal accident or was related to a child running out into the road then we would of course not be concerned about the impact of what we believe is a fradulant claim on our insurance policy.

Neither car set off the speed camera in the 40 mph zone that is located where the accident happended and my fiance is a cautious driver who had full no claims, no points or previous points on his license. Thank you for pointing out that we should be aware it could be perceived to be dangerous driving, or even driving without due care and attention.

Many thanks

Mols

sarahg1969

alistair.long wrote: »

It just seems that your fianc! was driving tooo fast on a blind corner. What if a child ran out between 2 cars on the blind corner.

causing substantial damage to your own car indicates that your fiance must have been speeding and possibly driving dangerously. we should drive slowly on corners you cannot see around.

Blind corner? Do you know something we don't? The OP refers to a bend in the road.

dzug1

sarahg1969 wrote: »

Blind corner? Do you know something we don't? The OP refers to a bend in the road.

Just read the OP again, carefully

The car in front slammed on its breaks on a blind bend,

chanz4

The police may still investigate and try to do someone for driving without due care and attention.

badger_

Is it worth contacting the insurance fraud bureau and asking for their advice/voicing your concerns?

The Insurance Fraud Bureau offers advice on how to avoid being a victim of crash-for-cash fraudsters at https://www.insurancefraudbureau.org, and has a hotline, 0800 328 2550, where fraud can be reported.

Does your fiance have legal cover on his car insurance?

sarahg1969

badger_ wrote: »

Is it worth contacting the insurance fraud bureau and asking for their advice/voicing your concerns?

Not really. That would be used, for example, where you're aware of a fraud, and want to report someone. The IFB would then try and track down the appropriate insurers.

In this case, the OP's OH just needs to let his insurers have as much info as possible.

Archergirl

Good luck Mols, there is too much of this going on. Keep us posted. x