high court visitor

rossireps

mynumber wrote: »

Hi, Thanks for putting up with my rantings today, dont think i will wait till 20th, would like to fill the form myself but when i spoke to cccs today, who were brilliant, but wanted me to go back to filling out a income form. she said i needed all my debts before filling form as they couldnt be included if they wernt listed in bankruptcy form, confused again, k x

Thanks to everyone who has taken time to help. I hope i can do the same for someone one day x x

your welcome anytime,
i forgot two debts on my form no prob, just sent details to my examiner and they were fine with it.

tigerfeet2006

There is no problem if you forget a debt. That is why your BR is advertised in the London Gazette, so anyone who has a debt with you can come forward. All debts that are provable are included even if you don't name them. If you remember one later you let your OR know as Rossi did or if they turn up years later then you give them your BR details and tell them to contact the IS office.

fermi

Dealing with debts in the High Court

As said, bankrupt covers every provable debt or liability you have at the time of the BR. That is why it's such a powerful tool and last resort. It is designed to wipe the slate clean (as it can be).

debtinfo

Just a note of caution, all debts are included in the bankruptcy whether on the form or not, but you still must have made a reasonable effort to fill in the forms correctly otherwise the Judge could turn it down on the grounds that the forms are not fully complete

mynumber

Thanks rossi,tigerfeet2006, fermi, debtinfo and all others for yr posts.
Didnt wait to get cab by phone i went down this morning, i go on 14th for any help with form then i can take it to court. will i get a date for the hearing there and then or will they write with one?
I did a credit search last night for up to date list of debts and printed them off. wasnt good reading. The shortfall from my mortgage wasnt there, it said satisfied, account closed. dont understand that one as i was sure there would be approx 30000 one.
I did have one laugh today, getting in and out of my sons car in the garage, they def dont make them wide enough lol. Thanks again, im sure there will be more panic so be prepared k x

PippaGirl_2

Some courts you need to have an appointment for to go BR, some its just turn up, some like mine do both. Phone the court to check what yours does.

SKINTMARE

We had dealings with Marstons too, sat outside our house in white van!! scared the living daylights out of me I spotted them luckily while I was upstairs hid on floor by bed!!!(chicken!) he put a levy on my car on drive even though it was hubbies debt.... didnt get to call again we went bankrupt had the pleasure of telling them so!