We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Turned down by RBS?
Comments
-
jonesMUFCforever wrote: »IMO This is untrue.
What would you prefer if you ran a credit card - someone who pays back what they borrow (GETTING A PERCENTAGE OF EACH TRANSACTION) or someone who does not pay back on time you then have to employ more people to try and get you to pay back pushing up your core expenses?
50/50 IMO Think it will all depend on the individuals credit history as someone who hasent missed or been late on payments for the ladt 10 years but only pays a little over the minimum would look a far better customer then someone who's stoozing through credit cards paying in full every month.
But then you can look at your generalisation which could be correct aswell.
We can all look at different theorys on how a bank scores an applicant but with no hard facts we will just have to carry on guessing.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards