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Please tell me this is a spam quickquid payday loan

24

Comments

  • Apples2
    Apples2 Posts: 6,442 Forumite
    jules-2005 wrote: »
    Am I allowed to swear ? .. there's no one close to me who's broke ... I do have an ex husband who is struggling though ...... :(
    I don't think there is any chance you will see the money appear in YOUR bank account, the real problem is the repayment method.

    Has ANYONE else had access to your debit card?

    I've not seen anything as accurate as this on a phishing email so I would be very concerned right now.

    I would be on the phone to Quickquid this morning armed with all that info above and back it up in writing which would be posted minutes after putting the phone down.

    Be cautious that it is against the banks policy for you to allow anyone else to have access to your Debit Card so the banks aren't always sympathetic to this situation.
  • jules-2005
    jules-2005 Posts: 2,555 Forumite
    1,000 Posts Combo Breaker
    Oh God doesn't look good does it ... even worse I actually put £150 cash in the bank yesterday morning. I changed up my £2 coins to pay for my car tax online last night (£107) and for school uniform (£42) that I ordered the night before. I haven't used my debit card anywhere else except for morrisons recently ...
    There is a forgotten, nay almost forbidden word which means more to me than any other. That word is England.

    £2 savers club 2014 No.32 - £104 (was £504)
  • JimmyTheWig
    JimmyTheWig Posts: 12,199 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I agree with smithers - contact QuickQuid asap.
    Use contact details from their website rather than from any email they sent, just in case the emails are spoofs.

    Is the "billy****" password one that you use?
    Does it suggest anyone you know?
  • jules-2005
    jules-2005 Posts: 2,555 Forumite
    1,000 Posts Combo Breaker
    am on the phone to them now. Birth dates don't match .. I'm being transferred to the fraud department
    There is a forgotten, nay almost forbidden word which means more to me than any other. That word is England.

    £2 savers club 2014 No.32 - £104 (was £504)
  • jules-2005
    jules-2005 Posts: 2,555 Forumite
    1,000 Posts Combo Breaker
    no its not a password anything like any of mine
    There is a forgotten, nay almost forbidden word which means more to me than any other. That word is England.

    £2 savers club 2014 No.32 - £104 (was £504)
  • jules-2005
    jules-2005 Posts: 2,555 Forumite
    1,000 Posts Combo Breaker
    I was transferred to the fraud department ... based in Chicago ... The only information I have given them is my DOB and the first line of my address and neither match what they have on their database. The last 4 digits of the debit card are not either of my debit cards. I was quite wary with them about not giving away too much information. They will be investigating and will contact me in due course. I did ask if the person who had applied lived in my hometown and the reply was no so that rules out the ex and anyone close to me. Thank you for all your help ... I will print out the emails and take them to the police station when it is open this afternoon.

    I'll update this thread with the outcome.
    There is a forgotten, nay almost forbidden word which means more to me than any other. That word is England.

    £2 savers club 2014 No.32 - £104 (was £504)
  • Apples2
    Apples2 Posts: 6,442 Forumite
    jules-2005 wrote: »
    IThe last 4 digits of the debit card are not either of my debit cards. .
    That's great news.
    Well done for not getting carried away and giving too much information out too.

    I doubt the Police will be much help, the most you can expect is to obtain a Crime Reference Number, include that in your letter.

    Good luck.
  • jules-2005
    jules-2005 Posts: 2,555 Forumite
    1,000 Posts Combo Breaker
    And to make doubly sure, I have just called back quickquid using the number on their website to confirm that their fraud department is based in chicago. Their call centre is based there too ...

    I've been a victim of having my card cloned so I'm overly cautious about my banking but I don't think that's a bad thing in this day and age
    There is a forgotten, nay almost forbidden word which means more to me than any other. That word is England.

    £2 savers club 2014 No.32 - £104 (was £504)
  • I would also recommend you check with the credit reference agency's too, Check there are no other credit applications you are not aware of? I guess this is a quick cash hit without too many credit checks but their could be others.
  • jules-2005
    jules-2005 Posts: 2,555 Forumite
    1,000 Posts Combo Breaker
    I've just checked with experian as I have access to that and that's clear.
    There is a forgotten, nay almost forbidden word which means more to me than any other. That word is England.

    £2 savers club 2014 No.32 - £104 (was £504)
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