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Thomas Cook card vs Fair FX vs Travelex Cash Passport Globe

Gray-Fox
Gray-Fox Posts: 312 Forumite
edited 31 July 2012 at 1:51PM in Flights, currency & car hire
MSE claims the FairFX card is the best, but is it any different to the Thomas Cook one when needing USD ONLY for transactions? The exchange rates given are also pretty much the same too.

http://www.cashpassport.com/1/thomascook/About-Cash-Passport/Fees-Limits/

https://www.fairfx.com/faq

http://www.travelex.co.uk/uk/cash-passport-globe.aspx

The only difference I can see is ATM fees, but I don't plan on withdrawing anyway...

There is no loading fee on the Thomas Cook one, whereas there is on the Travelex one. This goes against everything MSE says, but I know I am missing something somewhere...I just dont know what!

Comments

  • Gray-Fox
    Gray-Fox Posts: 312 Forumite
    edited 31 July 2012 at 5:23PM
    I think that you've upset the very people who would help you with this....

    Never mind, I'll help you this once.

    You have it all wrong, the Cash Passport Globe is by far the best. If you don't plan on withdrawing cash, then the FairFx Anywhere.

    The thing that you are missing is that you are simply creating conditions that don't actually exist.

    Whether you choose to listen without arguing is another thing altogether.

    Too late for FairFX which I would rather have, so I'll plump for the Travelex CPG. Thanks.

    P.S. If I was so sure I was correct, I wouldn't have made this thread and asked. My last sentence indicates this.
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    But best of all for your usage is the Kalixa card via TopCashBack funded via Bank Transfer.

    The Moneysavingexpert prepaid card advice is just rubbish.
  • Gray-Fox
    Gray-Fox Posts: 312 Forumite
    But best of all for your usage is the Kalixa card via TopCashBack funded via Bank Transfer.

    The Moneysavingexpert prepaid card advice is just rubbish.

    What?!?!

    How so, and why is it so bad?
  • Gray-Fox
    Gray-Fox Posts: 312 Forumite
    WHat did you mean I'm creating conditions that don't exist?

    Is it that inconceivable that I'll not be making any withdrawals?

    Also, I'm leaving on Tuesday, so I doubt I'll have enough time to wait for the Kalixa card...do you know if it can be picked up anywhere?
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    Kalixa can't be picked up, so the CPG is the one for you if the pickup locations are convenient.
  • WelshSun
    WelshSun Posts: 246 Forumite
    Travelex Cash Passport Globe is the best value card. (Excluding the MetroBank Debit Card, Halifax Clarity Credit Cards etc, but these will takes weeks to get, and you could be rejected)

    The MSE travel card advice is actually very poor. I and others have emailed MSE and they haven't changed the article.
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    WelshSun wrote: »
    Travelex Cash Passport Globe is the best value card. (Excluding the MetroBank Debit Card, Halifax Clarity Credit Cards etc, but these will takes weeks to get, and you could be rejected)

    The MSE travel card advice is actually very poor. I and others have emailed MSE and they haven't changed the article.


    The Metro Bank DC takes around an hour. I know that you know, but for others who don't, it could confuse.
  • Bob_the_Saver
    Bob_the_Saver Posts: 5,610 Forumite
    WelshSun wrote: »
    (Excluding the MetroBank Debit Card, Halifax Clarity Credit Cards etc, but these will takes weeks to get,

    My Metro Bank card took around 20-30 mins to get including bagging up the doggy treats. Walked in with passport -walked out with account and debit card etc.
  • WelshSun
    WelshSun Posts: 246 Forumite
    This of course presumes the OP lives near/ can easily get to one of their branches in London.
    If they can't then it will not take 20 minutes or 1 hour.

    The Halifax Credit Card in my own experience took around 6 weeks from application to having both card and pin. Not quick at all.
  • NiftyDigits
    NiftyDigits Posts: 10,459 Forumite
    WelshSun wrote: »
    This of course presumes the OP lives near/ can easily get to one of their branches in London.
    If they can't then it will not take 20 minutes or 1 hour.

    The Halifax Credit Card in my own experience took around 6 weeks from application to having both card and pin. Not quick at all.

    A bit of a pointless statement, don't you think? :)

    The point is how long it takes to get a card. It certainly isn't weeks, regardless of whether they live within the M25 or not.
    Even if they lived in Scotland, but happened to be visiting London, it would still take an hour or less.
    The fact is that you wrote that it takes weeks, when it doesn't.
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