We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

August's 2012 BR Club

1234579

Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Lynn_797 wrote: »
    Hi

    Hope everyone pre this post is doing well!

    Not sure what Bankrupty invovles as such but if my partner's ex does it does anyone know where that would leave him mortgage wise? Would they place some kind of charge on any equity they may have in it and would that be restricted to 50% as it is jointly held?

    Thanks and good luck to everyone

    :)

    Hi Lynn, I would post this on the main board as Solventsoon says as I'm not 100% sure of the answer.

    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    oddydog wrote: »
    Hi everyone - my update as promised......
    I had my court date this morning and guess what? I'm NOT bankrupt! After all the fretting and crying, I didn't even get to see the judge. The clerk at the court was concerned that my debts are all 'old debts' in that the last time a payment was made on them was over 6 years ago - she thinks they may be statute barred and unenforceable and has advised me to go away and think about whether I really want to spend £700 in this way. What really annoys me is that aside from a the CCCS, my husband had paid a company £300 to do all the paperwork for me so that there weren't any mistakes and they never even brought this issue up. As I reported yesterday, I changed the figures on my SOA to reflect exactly what we spend rather than their inflated figures. He is not a happy chappie. neither am I if I'm honest.... I have made a tentative appointment for next week as after then, the courts are full but I have the option to cancel. Any advice?? I know statute barred debts are unenforceable but as they still remain on file I would surely have the same balck marks only this time, they will never go - unlike Br when they eventually can be tidied up?? I would be grateful for your thoughts please.

    Hi oddydog, Wow.....that is terrible and I am sorry :(

    I know a site that specialises in UE and if you go to my profile and click on my homepage it will take you straight to AAF forum, this is free advice too.

    Best wishes
    If...x
    "If wishes were horses, then beggars would ride"
  • oddydog
    oddydog Posts: 23 Forumite
    Thank you _ sorry to ask but UE? AAF? I feel so ignorant!!
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    oddydog wrote: »
    Thank you _ sorry to ask but UE? AAF? I feel so ignorant!!

    No worries, UE - unenforceable (Unenforceability) debts and AAF - all about forums :beer:

    If...x
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump.........:staradmin
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Bump ...... :)
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump........:starmod:
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Bump ...... :)
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump.........:staradmin
    "If wishes were horses, then beggars would ride"
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Bump........:starmod:
    "If wishes were horses, then beggars would ride"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.2K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.3K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.8K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.