📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

The Awesome August NSD Challenge

1568101168

Comments

  • The_Dragon
    The_Dragon Posts: 9,749 Forumite
    Got my 1st one today!
    Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup :D
    NSD 15/20, OS WL 21-6 (4) :(C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
    :p Every Penny's a Prisoner :p
  • beanielou
    beanielou Posts: 95,667 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    None for me as out for coffee.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Hi everyone :wave:

    Well I've been a very bad Spoony today so no NSD for me today:o:o but well done to everyone else, we're off to a cracking start for August

    rising - thanks for the updates on Jinty and Cheryl :A

    marmite - hope you enjoyed your day off and managed to get out for your icecream by the lake

    BMF - lovely to see you again:A I don't think this thread will ever die, there are a few of us wanting to keep it going now:D

    kerri - wow, that's a seriously impressive percentage of the last two years as no spendy days :j:j

    And a big welcome to all the newbies, good to have you on board the NSD bus :D:D


    Back tomorrow to report NSD no 1 hopefully:)
    :) The time you enjoy wasting is not wasted time :)
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Lots of NSDs rolling in today, so well done to:

    kettlenic – well done for your first 2, that’s a great start!! :j:j

    faceuptoit - well done for your first 2, that’s a great start!! :j:j


    Just been updating the front page but unfortunately kettlenic and facuptoit I can't give you NSD #2 each because there has only been 1 day in August - sorry :) But you're off the mark with the first one :T and welcome to the challenge. :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    Good Morning :)

    First day of August and it lashed down nearly all day :mad:

    NSD #1 for me yesterday, seems like there is loads of us who got the first one on the 1st :T:T



    Have a great day :D
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Please put me down for 16 NSDs :) July was a big fail for me :o so need to get back on track!
    *stands in doorway, arms firmly crossed against all-too-ample boo-bees, & be-draggled baggy bedsocks hanging off feet*
    DOOOOO my ears deceive me, Young Lady? Or are you mistaking muvva's current affliction as being my own.....
    End of Month NSD Report July

    Sf has achieved a satisfactory level of nsds this month, showing a goodly awareness of what is expected from the Project.
    However, she should be mindful of the ethos of NSD & reaquaint herself with the established vocabulary contained there-in.
    Overall Effort...A* Well Done, SF :)
    Vocabulary...Z -Must try harder :(
    :rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • badger_
    badger_ Posts: 475 Forumite
    Morning everyone:hello:
    I started August with an NSD yesterday so 1 for me!!:T
    LBM 24/05/2012 :T
    August NSD 10/12 * £2 savers
  • Tiggy10
    Tiggy10 Posts: 443 Forumite
    Tenth Anniversary Combo Breaker
    NSD number 1 for me yesterday!! :)

    I have to get ink for my printer today so no NSD today! :(
    Paying it all off in 2017:
    Finance 1- [STRIKE]115[/STRIKE] Paid Jan 2017
    Finance 2- 335
    CC - [STRIKE]2000[/STRIKE]1800
    OD 1 - [STRIKE]2200[/STRIKE] 1850
    OD 2 - 2500
  • thriftylass
    thriftylass Posts: 4,033 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well no NSD for me yesterday as I needed new inner tubes for my bike and needed to take the bus home. None again today as I'm going to the hairdressers for the first time in 10 years :eek: (nervous) and did my fruit veg top up shop too. So hopefully tomorrow :p.

    Will catch up later on posts, have a nice day

    TL

    P.S. thanks for all the motivational posts about stopping smoking.
    DEBT 02/25: total £6100 Debt free date 12/25
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    2ym65q8.gif
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.



    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    "If wishes were horses, then beggars would ride"
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.