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The Awesome August NSD Challenge
Comments
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Hello! NSD 1 for me today, please x0
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thriftylass wrote: »The nicotine withdrawel is kicking in now, big time, having hissyfits at the smallest things. Had to fix a puncture on my bike, twice, only to then break the valve which means I now have to buy a new inner tube :mad:. Plus I have to take the bus tomorrow after I also just got my water proofs to try out on the bike.
Awwwww (((hugs)))) thrifty .... it will get betterYay :j The C-word Censors must be volunteers at the Limb Pix, so I can admit to having begun squirreling items away for :xmassmile This is great! CrrrrrissmusCrissmusCrissmusCrissmus CHRISTMAAAASSS:rotfl:
NNNNNOOOOOOOOOOOOO no mention of that word allowed yet:eek::eek::eek::eek::eek::eek::eek: (it was mentioned on the radio at lunchtime that somewhere in town has put their xxxxxx tree up today :eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:)catslovelycats wrote: »Mmm. Here's a question. Would you count spending a gift voucher as a spend???
Nope from me too!
If you've been given the money / gift card, then that doesn't count as a spent IMHO
Well, pleased to say it's No 1 today ...... need to really cut back this month so hoping to smash my targetGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hee, hee - NSD no 1 captured, and imprisoned with no prospect of parole. Yay me0
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A good start to the month - NSD 1 for me pleaseBe who you are and say what you feel because those who mind don't matter and those who matter don't mind.
Personal Finance Blogger + YouTuber / In pursuit of FIRE
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Well done all who managed a NSD today :beer:.
I thought today would be number 1 for me but came into work today after having yesterday off to find, I owed one of the girls a pound as they had done the lottery yesterday and she put money in for me. Also there was a collection for another of the staff who's off sick.... so £2 spent before 7:30am :mad:
Oh well there's always tomorrow :rotfl:May 2008 total debt £25280.56 :eek: as of 14/09/2012 total debt =£0
Finaly debt free:beer:
NSD - August 11/11 :j, Sept 4/150 -
Hi,
NSD #1 for me today.
Quite agree Rising, far far far too early for that word!"Whether you think you can, or you think you can't -- you're right" - Henry Ford0 -
Hello everyone
I am going for 10 NSDs this month. Didn't manage last months target life got in the way.
Just been to Mr A's where I spent £70:eek: but I did get a nice summer dress.
DFFRBS £2,043.50 @0% until April 2014
Virgin £2,522.78 @ 0% until November 2015
Total Debt £4,566.28
SPC 7 315. Emergency Fund 300/1000.0 -
rising_from_the_ashes wrote: »I think Cheryl's daughter was getting married a couple of months ago so she was taking some time out for that - again, she's around but not very frequently atm
I think we got jilted for her man
Good to see you BigM x
I hadn't managed to declare for this month, can you pop me down for 15 NSD please - unfortunately not got off to a good start as had my brows done tonday. Also took the oppertunity to pick up some cards from The Card Factory to cover b'days for this year and some for next.
I really need to sort out my spending, I seem to be ok on having cut back on the £1 / £2 spends that were my downfall before starting this challenge, but now seem to be finding it rather easier to spend on more expensive things like clothes (yes, even though i'm doing the crazy clothes challenge this year...although I think I bust that in the States).
However, this month I have been doing this challenge for 2 years :eek: and I've kept a record of my NSD since I started...soooooo.. I've had
332 NSD out of 724 (not quite two years as i took a week out when I went on hols), that's 46% of the last two years NOT spending :j:jFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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You too BDINI; you are very special to us band of reprobates here, so take what time you need to do what you have to do (give Dad a hug from me, if that's not too creepy :eek: Watched that Undie-the-Covers Bosse last night, about care homes...)
Awww thank you BMF, i was feeling a bit fed up today, but your post has really cheered me up!!
I think i will give dad that hug from you, he's not quite at the nursing home stage yet, so it's not too creepy!
It's great to have you back, hope your muvva is doing ok (apart from the oily ears :rotfl:), if we're sticking with the creepy theme, she should have a hug from me too!February NSD challenge 5/150 -
Wow, i can't believe it is August already (& the seriously dreary weather is not helping to convince me we are at the height of summer!). Still all is sunny in here with the mad NSD band!!
So a big welcome to:
kettlenic – signing you up for 10, good luck!! :j:j
Pinkpenguin – signing you up for 15, good luck!! :j:j
faceuptoit – signing you up for 10, good luck!! :j:j
& a big welcome back to:
Frodobaggins – signing you up for 12 & 4 in a row, good luck!! :j:j
slowlyfading – signing you up for 16, tut tut to the F word though, don’t let BMF or Spoon hearing you saying that, or the manky kippers & soggy paintbrush will be coming out :rotfl:
Deb4 – signing you up for 12, good luck!! :j:j
debtfree future – signing you up for 10, good luck!! :j:j
Fingers crossed we get some summer now to go with your dress!
kerri gt – signing you up for 15, good luck!! :j:j
Wow to working out those figures, when you look at it like that, it is seriously impressive!! :j:j
Freeby will add all the targets to the front page next time she is about.
Lots of NSDs rolling in today, so well done to:
kettlenic – well done for your first 2, that’s a great start!! :j:j
faceuptoit - well done for your first 2, that’s a great start!! :j:j
stripeyjumpergirl – well done for number 1, that’s a great start!! :j:j
rising from the ashes – great start with number 1, keep going & you’re bound to smash your target!! :j:j
hotspur_pam – yay you indeed!! Well done for number 1!! :j:j
slowlyfading – well done for number 1, hope that means no sign of the F word this month!! :j:j
OutofDebt-NOT-OutofDanger – well done for number 1, you’re off to a great start!! :j:j
And hello to:
thriftylass – huge well done for stopping smoking!! As someone that has been through it myself, it really does get easier, especially the first time all your fellow smokers are freezing outside in the wind & rain & you are inside & feeling extra toasty from the smug glow you get watching them (well it works for me!!).
My top tip is to use some of the savings you make from not buying cigs for a treat in the first few months, it helped keep me on track & stopped me from feeling so deprived, good luck you can do it!!
bottleofred – oh the joy of the DD’s I always hate that feeling on the first, when my healthy bank account suddenly starts looking very empty!
sara_77 – :mad: to work collections, but don’t worry, there’s still plenty of month left for NSD’s!
& number 1 for me today :j:j really chuffed as i seem to struggle to get the first one on the first day of the month so hope that is an omen for the way the rest of the month will goFebruary NSD challenge 5/150
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