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Job Fears: I am about to become part of the working poor?

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Comments

  • kelfen wrote: »
    Take the job.

    You'd get Return to Work credit for a year - which is £40 a month.
    You'd get Working Tax Credit if over 25 - which would last as long as the wage is below a certain amount. Also, you may still get exemption so free prescriptions/dentists/opticians still

    are you planning the job will last for a year ? then what happends !
  • princessdon
    princessdon Posts: 6,902 Forumite
    yes agree but the benefits started out as a safety net but now have become a full time income due to how many times people are made redundant and simply give up after the 6,7 or 8 times they lose a job, you openly admit yourself how many times you and hubby have lost jobs , it doesnt look good to convince anyone on benefits to think otherwise

    I disagree - we have always till now (touch wood) found a new job within weeks, can't see the reason to "give up".

    I can't agree that benefits now become a full time income.

    Take my personal situation. I am about to find out at the end of this month if I am redundant. All the benefit system will pay me is £71 pw (and they will tax that as I'm over the personal limit). That's it - no Tax Credits, no nothing due to having a partner - and even if single because of savings.

    Everyone lives by their means - so we will have a dramatic drop in income for us - it will be felt and hard - the ONLY way to raise our income is for me to work. I have the incentive - there is "no safety net" in my personal circumstances.

    The govt has a lot to answer for (not many would disgaree) but for someone to turn down a job - and one they say they'd enjoy to boot because they get only a bit less on benefits is the same as those Mp's claiming, they are the same as the tax evaders etc - everything you seem to depsise - yet you advocate this.
  • Macca83_2
    Macca83_2 Posts: 1,215 Forumite
    your a dictator !

    correction - you're a dictator. But cheers
  • bankhater_1965
    bankhater_1965 Posts: 714 Forumite
    edited 5 August 2012 at 7:06PM
    I disagree - we have always till now (touch wood) found a new job within weeks, can't see the reason to "give up".

    I can't agree that benefits now become a full time income.

    Take my personal situation. I am about to find out at the end of this month if I am redundant. All the benefit system will pay me is £71 pw (and they will tax that as I'm over the personal limit). That's it - no Tax Credits, no nothing due to having a partner - and even if single because of savings.

    Everyone lives by their means - so we will have a dramatic drop in income for us - it will be felt and hard - the ONLY way to raise our income is for me to work. I have the incentive - there is "no safety net" in my personal circumstances.

    The govt has a lot to answer for (not many would disgaree) but for someone to turn down a job - and one they say they'd enjoy to boot because they get only a bit less on benefits is the same as those Mp's claiming, they are the same as the tax evaders etc - everything you seem to depsise - yet you advocate this.

    i dipsise mps tax evaders bankers , they have there own rules , they tell themselves what they do , with the likes of benefit claimers the goverments have made the situation for them , entirley differance, mps,bankers etc have no excuse , benefits, unemployement have been set by goverment not the claimers , why dipsise these people they have done nothing wrong ?
    the benefit situation for yourself does not relate to someone else who could possibly be better off , you carnt compare the 2
    your lifestyle will not lower dramaticly will it as you choose not to spend your savings to top it up ..you should not condem others that get more benefits with no savings who clearly need it more than yourself ! you dont get them due to you having a higher paid job and able to save ! this is correct as its going to people who need it most
  • princessdon
    princessdon Posts: 6,902 Forumite
    i dipsise mps tax evaders bankers , they have there own rules , they tell themselves what they do , with the likes of benefit claimers the goverments have made the situation for them , entirley differance, mps,bankers etc have no excuse , benefits, unemployement have been set by goverment not the claimers , why dipsise these people they have done nothing wrong ?

    Some like the OP have a choice - the choice is theirs to take - they can take the opportunity and chance to develop themselves and to expand and even grow.

    Or stay on benefits (probably facing a sanction) and get nothing.

    Those who cannot find work have no choice - in this instance OP has a choice that is what people are struggling with
  • Some like the OP have a choice - the choice is theirs to take - they can take the opportunity and chance to develop themselves and to expand and even grow.

    Or stay on benefits (probably facing a sanction) and get nothing.

    Those who cannot find work have no choice - in this instance OP has a choice that is what people are struggling with

    why are people struggling with it , when its clearly to see its not financaily worth it , or am i missing something ?????
  • Macca83_2
    Macca83_2 Posts: 1,215 Forumite
    your a dictator !

    i think you like a bit of a wind up
  • Macca83 wrote: »
    correction - you're a dictator. But cheers

    your wrong... im a bankhater
  • EmmaHerts
    EmmaHerts Posts: 313 Forumite
    Macca83 wrote: »
    Im against the 'should i work, or should i not work.' If you're capable of work and you have the offer of a job then you work.

    If the person got less money working than being on benefits, would essentials still be covered? Could they get help with their housing and prescriptions still?

    I agree that people should work, I also agree with people on benefits doing those training courses as I think it is important to get used to the routine of working.

    That said... I don't want anyone going hungry because they've had to take a job that does not cover their rent, heating, gas, food etc... Etc...
  • princessdon
    princessdon Posts: 6,902 Forumite
    EmmaHerts wrote: »
    If the person got less money working than being on benefits, would essentials still be covered? Could they get help with their housing and prescriptions still?

    I agree that people should work, I also agree with people on benefits doing those training courses as I think it is important to get used to the routine of working.

    That said... I don't want anyone going hungry because they've had to take a job that does not cover their rent, heating, gas, food etc... Etc...

    Being WORSE off working than benefits is a valid reason to refuse a job. Low wages have entitlement to Housing Benefit, Council Tax Benefits and others.
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