We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Job Fears: I am about to become part of the working poor?

18911131421

Comments

  • nomadical
    nomadical Posts: 38 Forumite
    sniggings wrote: »
    Where you keep getting the wrong ideas from I don't know, you have went from disgusted to thinking you have offended someone when when neither have been the case, do you have a list of words you have to use no matter what has been said ;)

    I am disgusted. This is a fact.

    I thought (judging by your reaction) that I had offended you. This is also a fact.

    Whatever, you have your opinion and I'll have mine.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    SandC wrote: »
    I'm not arguing for the impossible. If you work at a gym which is a member of a group you will be provided with a uniform. If a second hand bike is bought the cost of getting to work is zero. You can get a brand new bike for about £150 even if you don't fancy a used one.

    it still leaves other expenses and it still leaves the fact that taking this job and trying to make it pay will have him saving £150 for a bike which is not easy on the min wage, then cycling to work in all weathers, working 35 hours, cycling maybe another 5 a week so 40 hours for the same near enough as he gets now, I wonder why he is thinking it's not worth it!
  • nomadical
    nomadical Posts: 38 Forumite
    perhaps when my hard earned tax money goes to people that desperatly need it like those people you slate on benefits instead of paying for people like you who dont desperatly need it and you made that choice to cost me i will lower my attitude , if you go to uni get someone else to pay for it

    If I hadn't gone to uni maybe I'd be on benefits now, who knows?

    When the claimants start paying their benefits back, then maybe you have an argument. I have never taken free money in my life and never will.
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    nomadical wrote: »
    I am disgusted. This is a fact.

    I thought (judging by your reaction) that I had offended you. This is also a fact.

    Whatever, you have your opinion and I'll have mine.

    You said it was a disgusting comment which is not the same as saying you were disgusted by the comment, the comment was not disgusting in any way, you clearly over reacted if you were disgusted by the post.
  • princessdon
    princessdon Posts: 6,902 Forumite
    perhaps when my hard earned tax money goes to people that desperatly need it instead of paying for people like you who dont desperatly need it and you made that choice to cost me i will lower my attitude , if you go to uni get someone else to pay for it


    If you have your own business then you are likely to have your own ways of limiting your tax liability. maybe to the extent you can even claim Tax Credits who knows.

    Point is OP COULD be having his own business - maybe in 2 years time he could be a personal trainer and a highly successful one to boot.

    But no - lets all advise to turn it down because sitting on his A$$ watching Jeremy Kyle is better on the CV.

    FGS - We are not talking about someone who has recently been out of work with new skills - 2 years unemployed! This is his dream job! not doing a job he's gonna hate.

    What part of bettering yourself and having pride not to rely on benefits to people not get.

    or maybe I should just claim every benefit I know I can and join him - if we all did that the country would be in even worse crisis than it is now.

    If OP had a mortgage (not rent) his SMI would be up - the incentive would be huge to work, he is being caught up in the benenfit culture and whilst we'd all like NMW to rise it isn't going to - the only way to make people better off in work is to lower benefits.

    For all we know - OP could be under 35 and about to have his HB lowered anyway - would you all be advising the same if he is going to lose £35 pw in HB if stayed on JSA?
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you have your own business then you are likely to have your own ways of limiting your tax liability. maybe to the extent you can even claim Tax Credits who knows.

    Point is OP COULD be having his own business - maybe in 2 years time he could be a personal trainer and a highly successful one to boot.

    But no - lets all advise to turn it down because sitting on his A$$ watching Jeremy Kyle is better on the CV.

    FGS - We are not talking about someone who has recently been out of work with new skills - 2 years unemployed! This is his dream job! not doing a job he's gonna hate.

    What part of bettering yourself and having pride not to rely on benefits to people not get.

    or maybe I should just claim every benefit I know I can and join him - if we all did that the country would be in even worse crisis than it is now.

    If OP had a mortgage (not rent) his SMI would be up - the incentive would be huge to work, he is being caught up in the benenfit culture and whilst we'd all like NMW to rise it isn't going to - the only way to make people better off in work is to lower benefits.

    For all we know - OP could be under 35 and about to have his HB lowered anyway - would you all be advising the same if he is going to lose £35 pw in HB if stayed on JSA?


    as it's the Op cases we are meant to be here talking about as it is his thread after all, would it not be better to stick to the facts we have been given instead of trying to come up with a new set to try and make your point?

    He said he would be £30 better off BEFORE work expenses and travel costs, and we should not be suggesting the OP has to cycle to work just to try and make the job pay more than benefits, surely that is his choice, after all he said a bus may be an option, he wasn't suggesting he took a taxi.

    Unless I have proof otherwise I will take the OP's figures as the truth and so therefore understand why he asked the question, he would be mad to have asked a question based on lies.

    For the third time I'll ask the question, by how much do you want to reduce his benefits to make £6.08 look good? £10 £20 even £40? which would then still only make the job be worth £70 more a week than benefits before work costs are taken into account and before you say £70 is a lot, yes it is but to get to that figure, rents would need to be controlled as £40 reduced benefit from a single person will not happen.
  • SandC wrote: »
    I'm not arguing for the impossible. If you work at a gym which is a member of a group you will be provided with a uniform. If a second hand bike is bought the cost of getting to work is zero. You can get a brand new bike for about £150 even if you don't fancy a used one.
    .

    A brand new bike for £150 will be not upto much, he would be better off going for a decent 2nd hand one.
    Its alright people saying he should do this that and the other when they are on decent wages themslves. I think you have to have some understanding of the persons situation really.
    Also minimum wage work generally does not lend itself to climbing the greasy pole, more often than not you tend to be stuck there doing the same things for a long time.
    Thats why he needs to weigh up the pros and cons.
  • princessdon
    princessdon Posts: 6,902 Forumite
    sniggings wrote: »

    For the third time I'll ask the question, by how much do you want to reduce his benefits to make £6.08 look good? £10 £20 even £40? which would then still only make the job be worth £70 more a week than benefits before work costs are taken into account and before you say £70 is a lot, yes it is but to get to that figure, rents would need to be controlled as £40 reduced benefit from a single person will not happen.

    Benefits need to be taken as a whole (not just JSA). I agree rents are too high (but they are set in the main by LHR) landlords wouldn't charge what the govt wouldn't pay. The OP can probably find lower rent if the govt wasn't paying.

    I beleive that even £10 a month is worth working! If OP has the opportunity to get off benefits then he should.

    There is no way NMW is going to rise above benefits anytime soon - so in reality the govt needs to make benefits lower.

    Personally I'd reduce the HB and other beneifts pro rata for those not actively seeking work - and OP isn't actively seeking work if he is not applying.

    But that isn't the thread -

    So to answer the question I have asked repeatedly

    Why is it so wrong to take a dream job that can lead to potentially loads of possibilities because they are viewing "wages V benefits" per hour.

    How many people in the UK if they worked out what they would be getting on benefits would be working for not a lot?

    Do we all give up work?
  • sniggings
    sniggings Posts: 5,281 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    £10 a month:rotfl: sorry but it's hard to fix a situation as the OP's when you hear that, you may be happy with that but the problem is those people that don't want to work for that kind of money.

    So it looks as if we are stuck with the situation as is, I've been told NMW is not going to be increased and I say the Government is not going to lower this guys benefits anytime some.

    To answer your question, it's not wrong to take a dream job but he has said himself it's not a dream job if he has no money to live life to a better extent than he is on benefits.
  • Treehugged
    Treehugged Posts: 134 Forumite
    Benefits need to be taken as a whole (not just JSA).

    I beleive that even £10 a month is worth working! If OP has the opportunity to get off benefits then he should.

    Steady on, old girl/chap. Let's not go nuts here.:)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.5K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.4K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.