We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Bit of Advice Needed?

Hi,

I am currently with 3 on a 24 month contract, with an Iphone 4 took out last May?

Now Im trying to get my friend a contract in my name, as they don't have a bank account; so i ring three pass the credit checks, and then i get a phone call being like You have to pay a £170 deposit for the phone, I explained to them that when i took out my iphone which is a more expensive phone than a blackberry i didn't have to pay and fees,

They then go this is the fee, you either pay it or you don't get the phone

Hopefully someone can help, in what i can do?

Comments

  • Tony5101
    Tony5101 Posts: 1,589 Forumite
    1,000 Posts Combo Breaker
    Not much you can do. Pay and get the phone, or don't pay and don't get the phone.
    These are the conditions that they've given you for the 2nd contract. Accept/don't accept. Entirely up to you..
  • Like i think its a bit out of order, as if i was to buy the phone on PAYG it would be £140
  • Tony5101
    Tony5101 Posts: 1,589 Forumite
    1,000 Posts Combo Breaker
    A PAYG phone represents no risk to the company though does it?
    You buy it out right and pre-buy your airtime. When you run out of credit, you get no service.
    If you don't like the initial terms that 3 has given you, you always have the option of trying another provider for the 2nd contract. It's in your name anyway, therefore you're entirely liable for any risk etc.
  • Guys_Dad
    Guys_Dad Posts: 11,025 Forumite
    10,000 Posts Combo Breaker
    You also become liable for any charges on your friend's contract.

    Consider what happens if you fall out and friend stops paying or

    Friend loses phone, thief runs up £000's ringing Bolivia. You are liable.

    Friend goes overseas and clocks up £000's with roaming charges. You are liable.

    Also consider, if a network won't take a risk and give your friend "credit" on call charges, why would you.

    Think very,very carefully.
  • Buzby
    Buzby Posts: 8,275 Forumite
    I think you've been saved a massive headache. Your friend can just as easily get a bank account and run his own credit check. For you to 'front' him is a recipe for disaster. Or get him to go PAYG, and he won;t have the worry you have of what happens if your circumstances change mid-contract, and how to stop your credit file being fried.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.