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Butti's Journey: A matter of loaf and death

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Comments

  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    Reassuring conversations tonight with pet owners to the effect that once you remove the host (Cat, dog,mouse, me!) the fleas die.

    Yes indeed. Nothing to eat, nothing to keep them warm and nothing for their eggs to hatch out on.
    Butti wrote: »
    This has cheered me along with the realisation that I have suitable clothing to get worn clothes from the bedroom into a hot wash without being bitten. Oh yes...I have kept a motorcycle jacket, gloves, trousers and boots. Chomp through that you little b*ggers! !.

    They won't chomp through it, they'll just crawl through all the joins and gaps such as at the waist. What you really need is a PVC or leather once-piece.

    So yes, looks like your weekend gear will have to be broken out...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    Great news on M & S.
    MBNA nearly under 3k :j

    Sometimes think my adding up leaves a bit to be desired (don't tell my employer! !!)

    Just checked via an MBNA text and I owe them £2902!!!
    So the total is £7790 :beer:
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    Sometimes think my adding up leaves a bit to be desired (don't tell my employer! !!)

    Just checked via an MBNA text and I owe them £2902!!!
    So the total is £7790 :beer:

    Good news indeed! :beer:
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • beanielou
    beanielou Posts: 96,230 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news :j
    Only 1 cc now :j
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    beanielou wrote: »
    Great news :j
    Only 1 cc now :j

    Thanks Beanie....nearly there! Some purchasing to do this afternoon, one step and a mini storage box, both from Ikea. Also looking at curtain fabric for the front door and a sausage (but then I'm always looking for them!!!)

    Really tired. Too much standing up and moving boxes, hoovering up insects and pretty full on at work too.

    Can I ask a question? (that one was a rhetorical one cos I'm going to ask it anyway!)

    So when I pay off the credit card and the CDL I become debt free :T. But in the meantime to allow me to keep doing my job I shall be buying a car with a car loan and given recent events, A bed. :rotfl:

    Does this mean I can still classify myself as debt free although strictly speaking I won't be?
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
  • beanielou
    beanielou Posts: 96,230 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Technically for me I wouldent count the CDL or a car loan.
    But I would count the bed!
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • judi24
    judi24 Posts: 2,272 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I agree - I wouldn't count the car (although technically it is still debt!) but I would count the bed!


    Do you need to use credit for the bed?
  • skint_spice
    skint_spice Posts: 13,487 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Butti wrote: »
    But in the meantime to allow me to keep doing my job I shall be buying a car with a car loan and given recent events, A bed. :rotfl:

    This sounds much more interesting that the reality!:D
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 16/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Butti wrote: »
    Thanks Beanie....nearly there! Some purchasing to do this afternoon, one step and a mini storage box, both from Ikea. Also looking at curtain fabric for the front door and a sausage (but then I'm always looking for them!!!)

    Don't go looking too hard for sausage, otherwise you may find it, and that that would raise an issue. Or something.
    Butti wrote: »
    Really tired.

    So you found a sausage?
    Butti wrote: »
    Too much standing up

    and there I was, thing you'd be complaining about too little...
    Butti wrote: »
    and moving boxes, hoovering up insects

    Spiders aren't insects... :p
    Butti wrote: »
    and pretty full on at work too.

    Well you know - anywhere that suits... ;)
    Butti wrote: »
    Can I ask a question?

    You can - and that was it...
    Butti wrote: »
    (that one was a rhetorical one cos I'm going to ask it anyway!)

    So when I pay off the credit card and the CDL I become debt free :T. But in the meantime to allow me to keep doing my job I shall be buying a car with a car loan and given recent events, A bed. :rotfl:

    Oooh...a smiley face rolling around every time "bed" is mentioned... ;)
    Butti wrote: »
    Does this mean I can still classify myself as debt free although strictly speaking I won't be?

    What would motivate you into clearing it up the quickest?
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • Butti
    Butti Posts: 5,014 Forumite
    Part of the Furniture 1,000 Posts
    judi24 wrote: »
    I agree - I wouldn't count the car (although technically it is still debt!) but I would count the bed!


    Do you need to use credit for the bed?

    If it's about £500 - 600 I could do it on savings and that months MBNA payment but any more and it's a push. I have an iffy back so I don't mind saving on the bed but I really don't want to invest in the false economy of a cheap crap bed.
    Debt LBM (08/09) £11,641. DEBT FREE APRIL 2021.
    Diary 'Butti's journey : A matter of loaf or death'.
    Diary 2 'The whimsical tale of the Waterbed of Debt'         48% off mortgage
    'one day I will be rich and famous…for now I'll just have to settle for being poor and incredibly sexy'. Vimrod Member of MIKE'S :cool: MOB
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